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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kitsap County, Washington

Fat Boy Data analyzed cash-out refinance activity in Kitsap County, Washington, home to Bremerton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,891 applications were decided by 196 lenders between 2023 and 2025.

Kitsap County at a glance

196Active lenders25 with 20+ decisions
72.8%Market approval rate2,105 of 2,891 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,014 loans funded

How Kitsap County compares

Approval rate compared
Kitsap County72.8%Washington71.3%All 616 counties68.2%
Typical loan compared
Kitsap County$255KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kitsap County, WA, 517 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

The typical cash-out refinance here is $255K, 24% larger than the Washington typical of $205K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 63Amerisave Mortgage Corporation: 27% approved of 157One lender: 40% approved of 55One lender: 43% approved of 44One lender: 46% approved of 39One lender: 46% approved of 39One lender: 66% approved of 29One lender: 67% approved of 39Newrez LLC: 69% approved of 99Navy Federal Credit Union: 72% approved of 176One lender: 72% approved of 58One lender: 73% approved of 41One lender: 75% approved of 51One lender: 76% approved of 41One lender: 79% approved of 80One lender: 80% approved of 44United Wholesale Mortgage, LLC: 82% approved of 224One lender: 82% approved of 74Rocket Mortgage, LLC: 84% approved of 635One lender: 84% approved of 37One lender: 86% approved of 28One lender: 88% approved of 24One lender: 88% approved of 34One lender: 92% approved of 63One lender: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kitsap County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%532 / 63597%$165K517
2United Wholesale Mortgage, LLCBroker only82%183 / 22499%$315K182
3Navy Federal Credit Union72%126 / 17697%$185K122
4Amerisave Mortgage Corporation27%42 / 15798%$125K41
5Newrez LLC69%68 / 9999%$255K67

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 191 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kitsap County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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