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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Spokane County, Washington

Fat Boy Data analyzed cash-out refinance activity in Spokane County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,544 applications were decided by 218 lenders between 2023 and 2025.

Spokane County at a glance

218Active lenders48 with 20+ decisions
71.0%Market approval rate4,648 of 6,544 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,429 loans funded

How Spokane County compares

Approval rate compared
Spokane County71.0%Washington71.3%All 616 counties68.2%
Typical loan compared
Spokane County$175KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Spokane County, WA, 1,009 of them.

Canopy Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical cash-out refinance here is $175K, 15% smaller than the Washington typical of $205K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 53Amerisave Mortgage Corporation: 29% approved of 315One lender: 32% approved of 56One lender: 38% approved of 108One lender: 42% approved of 48One lender: 43% approved of 81One lender: 51% approved of 43One lender: 51% approved of 171One lender: 52% approved of 33One lender: 52% approved of 109One lender: 56% approved of 75One lender: 58% approved of 59One lender: 61% approved of 54Numerica Credit Union: 62% approved of 584One lender: 63% approved of 139One lender: 63% approved of 30One lender: 64% approved of 39One lender: 67% approved of 24One lender: 70% approved of 67One lender: 70% approved of 208One lender: 71% approved of 140One lender: 71% approved of 56One lender: 71% approved of 21One lender: 73% approved of 70One lender: 74% approved of 80One lender: 74% approved of 73One lender: 74% approved of 145One lender: 75% approved of 57One lender: 76% approved of 25One lender: 76% approved of 21Washington Trust Bank: 77% approved of 362One lender: 78% approved of 45United Wholesale Mortgage, LLC: 79% approved of 407One lender: 79% approved of 222One lender: 81% approved of 131One lender: 83% approved of 35Rocket Mortgage, LLC: 84% approved of 1,237One lender: 85% approved of 26One lender: 86% approved of 95One lender: 89% approved of 27One lender: 89% approved of 38One lender: 92% approved of 24One lender: 92% approved of 25One lender: 92% approved of 92One lender: 93% approved of 28One lender: 95% approved of 20One lender: 96% approved of 50One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Spokane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,036 / 1,23797%$155K1,009
2Numerica Credit Union62%365 / 58499%$115K362
3United Wholesale Mortgage, LLCBroker only79%320 / 40798%$285K314
4Washington Trust Bank77%278 / 36299%$175K275
5Amerisave Mortgage Corporation29%90 / 31598%$165K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 213 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Spokane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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