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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington

Fat Boy Data analyzed cash-out refinance activity in Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 59,847 applications were decided by 504 lenders between 2023 and 2025.

Washington at a glance

504Active lenders187 with 20+ decisions
71.3%Market approval rate42,687 of 59,847 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up40,469 loans funded

How Washington compares

Approval rate compared
Washington71.3%All 616 counties68.2%
Typical loan compared
Washington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington, 9,557 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 766.

The typical cash-out refinance here is $205K, 32% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 621One lender: 22% approved of 254Amerisave Mortgage Corporation: 28% approved of 2,972One lender: 33% approved of 775One lender: 37% approved of 384One lender: 38% approved of 544One lender: 42% approved of 1,082One lender: 45% approved of 648One lender: 55% approved of 486One lender: 55% approved of 311One lender: 58% approved of 522One lender: 58% approved of 601Newrez LLC: 59% approved of 2,448One lender: 59% approved of 846One lender: 61% approved of 179One lender: 63% approved of 151One lender: 65% approved of 158One lender: 65% approved of 150One lender: 67% approved of 174Loandepot.Com, LLC: 68% approved of 1,507One lender: 69% approved of 1,356One lender: 69% approved of 592One lender: 69% approved of 219One lender: 69% approved of 320One lender: 70% approved of 259One lender: 70% approved of 787One lender: 71% approved of 443One lender: 71% approved of 689One lender: 72% approved of 916One lender: 74% approved of 1,182One lender: 75% approved of 605One lender: 76% approved of 1,485One lender: 76% approved of 205One lender: 76% approved of 553One lender: 77% approved of 154One lender: 77% approved of 224One lender: 77% approved of 799One lender: 78% approved of 242One lender: 78% approved of 505United Wholesale Mortgage, LLC: 78% approved of 4,328One lender: 78% approved of 496One lender: 79% approved of 623One lender: 80% approved of 393One lender: 80% approved of 505One lender: 80% approved of 198One lender: 80% approved of 414One lender: 80% approved of 946Rocket Mortgage, LLC: 82% approved of 12,022One lender: 82% approved of 461One lender: 83% approved of 474One lender: 83% approved of 159One lender: 86% approved of 154One lender: 88% approved of 278One lender: 88% approved of 1,304One lender: 89% approved of 423One lender: 90% approved of 181One lender: 90% approved of 440One lender: 93% approved of 616One lender: 93% approved of 766One lender: 96% approved of 227

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Washington

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%9,850 / 12,02297%$165K9,557
2United Wholesale Mortgage, LLCBroker only78%3,392 / 4,32897%$325K3,300
3Amerisave Mortgage Corporation28%822 / 2,97297%$125K796
4Newrez LLC59%1,440 / 2,44898%$125K1,412
5Loandepot.Com, LLC68%1,025 / 1,50797%$335K997

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 499 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Washington. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Washington

Pennymac Loan Services, LLCWashington State Employees Credit UnionGuild Mortgage Company LLCFreedom Mortgage CorporationCarrington Mortgage Services, LLCNationstar Mortgage LLCU.S. Bank National AssociationNumerica Credit UnionGesa Credit UnionNavy Federal Credit UnionLakeview Loan Servicing, LLCMovement Mortgage, LLCFlagstar Bank, National AssociationSpring Eq, LLCJPMorgan Chase Bank, National AssociationMortgage Research Center, LLCCmg Mortgage, Inc.Boeing Employees Credit UnionMutual of Omaha Mortgage, Inc.New American Funding, LLCThe Federal Savings BankNew Day Financial, LLCWells Fargo Bank, National AssociationGoodLeap, LLCWashington Trust BankWhatcom Educational Credit UnionKeyBank National AssociationFairway Independent Mortgage CorporationFirst Technology Federal Credit UnionQuorum Federal Credit Union

Other lending data for Washington

Mortgage lenders in WashingtonHome improvement loans in WashingtonRefinance in WashingtonInvestment property purchase in WashingtonInvestment cash-out refinance in WashingtonInvestment refinance in WashingtonInvestment home improvement in Washington

Counties in Washington

King CountyCountyPierce CountyCountySnohomish CountyCountySpokane CountyCountyClark CountyCountyThurston CountyCountyKitsap CountyCountyYakima CountyCountyWhatcom CountyCountyBenton CountyCountySkagit CountyCountyCowlitz CountyCounty