refinance lenders · HMDA 2023–2025

Refinance lenders in Spokane County, Washington

Fat Boy Data analyzed mortgage refinance activity in Spokane County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,799 applications were decided by 215 lenders between 2023 and 2025.

Spokane County at a glance

215Active lenders41 with 20+ decisions
79.2%Market approval rate3,799 of 4,799 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,563 loans funded

How Spokane County compares

Approval rate compared
Spokane County79.2%Washington79.5%All 616 counties76.5%
Typical loan compared
Spokane County$315KWashington$455KAll 616 counties$295K

What the data shows

Spokane Teachers made the most mortgage refinances in Spokane County, WA, 756 of them.

Canopy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $315K, 31% smaller than the Washington typical of $455K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 20One lender: 41% approved of 99One lender: 43% approved of 91One lender: 49% approved of 37One lender: 55% approved of 62One lender: 55% approved of 56One lender: 58% approved of 26One lender: 59% approved of 63One lender: 61% approved of 77One lender: 64% approved of 77One lender: 65% approved of 72One lender: 68% approved of 47One lender: 72% approved of 58Boeing Employees Credit Union: 74% approved of 201One lender: 77% approved of 31One lender: 78% approved of 23Rocket Mortgage, LLC: 79% approved of 268One lender: 80% approved of 44Spokane Teachers: 80% approved of 959One lender: 82% approved of 22One lender: 85% approved of 39One lender: 85% approved of 150One lender: 86% approved of 105One lender: 86% approved of 70One lender: 86% approved of 37One lender: 87% approved of 23United Wholesale Mortgage, LLC: 88% approved of 471One lender: 88% approved of 102One lender: 89% approved of 35One lender: 91% approved of 33One lender: 91% approved of 35One lender: 92% approved of 87One lender: 92% approved of 40One lender: 93% approved of 99One lender: 93% approved of 59One lender: 95% approved of 37Freedom Mortgage Corporation: 95% approved of 193One lender: 96% approved of 48One lender: 97% approved of 38One lender: 98% approved of 41One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Spokane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Spokane Teachers80%765 / 95999%$105K756
2United Wholesale Mortgage, LLCBroker only88%414 / 47193%$395K383
3Rocket Mortgage, LLC79%213 / 26895%$345K202
4Boeing Employees Credit Union74%148 / 20194%$105K139
5Freedom Mortgage Corporation95%184 / 19379%$365K145

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 210 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Spokane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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