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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in West Virginia

Fat Boy Data analyzed investment home improvement loan activity in West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 179 applications were decided by 41 lenders between 2023 and 2025.

West Virginia at a glance

41Active lenders1 with 20+ decisions
51.4%Market approval rate92 of 179 decided
$125KTypical loanmedian lender, $10K brackets
97%Borrower take-up89 loans funded

How West Virginia compares

Approval rate compared
West Virginia51.4%All 616 counties51.2%
Typical loan compared
West Virginia$125KAll 616 counties$115K

What the data shows

City National Bank of West Virginia made the most investment home improvement loans in West Virginia, 18 of them.

City National Bank of West Virginia approved the highest share of applications among lenders with at least 20 decisions here, 38% of 50.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in West Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia38%19 / 5095%$135K18
2United BankLimited sample76%13 / 1792%$155K12
3Navy Federal Credit UnionLimited sample25%3 / 12100%$55K3
4Bank of America, National AssociationLimited sample0%0 / 7——0
5Deephaven Mortgage LLCLimited sample86%6 / 7100%$175K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 36 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in West Virginia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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