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refinance lenders · HMDA 2023–2025

Refinance lenders in West Virginia

Fat Boy Data analyzed mortgage refinance activity in West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,080 applications were decided by 169 lenders between 2023 and 2025.

West Virginia at a glance

169Active lenders29 with 20+ decisions
76.0%Market approval rate2,342 of 3,080 decided
$145KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,162 loans funded

How West Virginia compares

Approval rate compared
West Virginia76.0%All 616 counties76.5%
Typical loan compared
West Virginia$145KAll 616 counties$295K

What the data shows

City National Bank of West Virginia made the most mortgage refinances in West Virginia, 398 of them.

The State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $145K, 51% smaller than the the United States typical of $295K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 78One lender: 56% approved of 41One lender: 61% approved of 85One lender: 64% approved of 36One lender: 65% approved of 31The Huntington National Bank: 65% approved of 192One lender: 65% approved of 48One lender: 67% approved of 27One lender: 68% approved of 22Truist Bank: 69% approved of 325One lender: 71% approved of 58One lender: 74% approved of 65One lender: 74% approved of 47One lender: 76% approved of 21City National Bank of West Virginia: 78% approved of 535One lender: 80% approved of 25Rocket Mortgage, LLC: 83% approved of 235One lender: 85% approved of 131One lender: 85% approved of 20One lender: 85% approved of 107One lender: 86% approved of 36One lender: 87% approved of 30One lender: 88% approved of 32One lender: 89% approved of 35One lender: 90% approved of 20Freedom Mortgage Corporation: 93% approved of 136One lender: 94% approved of 31One lender: 97% approved of 72One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in West Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia78%420 / 53595%$65K398
2Truist Bank69%223 / 32586%$65K191
3Rocket Mortgage, LLC83%196 / 23592%$245K180
4The Huntington National Bank65%124 / 19294%$145K116
5Freedom Mortgage Corporation93%127 / 13679%$325K100

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 164 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in West Virginia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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