HomeWest VirginiaRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in West Virginia

Fat Boy Data analyzed mortgage refinance activity in West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,080 applications were decided by 169 lenders between 2023 and 2025.

West Virginia at a glance

169Active lenders29 with 20+ decisions
76.0%Market approval rate2,342 of 3,080 decided
$145KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,162 loans funded

How West Virginia compares

Approval rate compared
West Virginia76.0%All 616 counties76.5%
Typical loan compared
West Virginia$145KAll 616 counties$295K

What the data shows

City National Bank of West Virginia made the most mortgage refinances in West Virginia, 398 of them.

The State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $145K, 51% smaller than the the United States typical of $295K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 78Lakeview Loan Servicing, LLC: 56% approved of 41Mortgage Research Center, LLC: 61% approved of 85Clear Mountain Bank: 64% approved of 36WesBanco Bank, Inc.: 65% approved of 31The Huntington National Bank: 65% approved of 192Newrez LLC: 65% approved of 48Amerihome Mortgage Company, LLC: 67% approved of 27Navy Federal Credit Union: 68% approved of 22Truist Bank: 69% approved of 325Royal United Mortgage LLC: 71% approved of 58United Bank: 74% approved of 65PNC Bank, National Association: 74% approved of 47Patriot Credit Union: 76% approved of 21City National Bank of West Virginia: 78% approved of 535First Exchange Bank: 80% approved of 25Rocket Mortgage, LLC: 83% approved of 235United Wholesale Mortgage, LLC: 85% approved of 131Jefferson Security Bank: 85% approved of 20Pennymac Loan Services, LLC: 85% approved of 107Planet Home Lending, LLC: 86% approved of 36Nationstar Mortgage LLC: 87% approved of 30Crosscountry Mortgage, LLC: 88% approved of 32Loandepot.Com, LLC: 89% approved of 35Fifth Third Bank, National Association: 90% approved of 20Freedom Mortgage Corporation: 93% approved of 136First Federal Savings and Loan Association of Greene Co: 94% approved of 31Village Capital & Investment LLC: 97% approved of 72The State Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in West Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia78%420 / 53595%$65K398
2Truist Bank69%223 / 32586%$65K191
3Rocket Mortgage, LLC83%196 / 23592%$245K180
4The Huntington National Bank65%124 / 19294%$145K116
5Freedom Mortgage Corporation93%127 / 13679%$325K100

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 164 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in West Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
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Other lending data for West Virginia

Counties in West Virginia