HomeWest VirginiaCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in West Virginia

Fat Boy Data analyzed cash-out refinance activity in West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,151 applications were decided by 174 lenders between 2023 and 2025.

West Virginia at a glance

174Active lenders29 with 20+ decisions
67.0%Market approval rate2,782 of 4,151 decided
$145KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,657 loans funded

How West Virginia compares

Approval rate compared
West Virginia67.0%All 616 counties68.2%
Typical loan compared
West Virginia$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in West Virginia, 846 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 9% approved of 78Amerisave Mortgage Corporation: 33% approved of 414Lakeview Loan Servicing, LLC: 34% approved of 67Carrington Mortgage Services, LLC: 47% approved of 162Newrez LLC: 50% approved of 82Village Capital & Investment LLC: 52% approved of 40Wells Fargo Bank, National Association: 55% approved of 22New American Funding, LLC: 55% approved of 62WesBanco Bank, Inc.: 56% approved of 27Loandepot.Com, LLC: 57% approved of 197Fifth Third Bank, National Association: 59% approved of 22Fairmont: 60% approved of 35Pennymac Loan Services, LLC: 63% approved of 150Freedom Mortgage Corporation: 66% approved of 169Navy Federal Credit Union: 68% approved of 81American Financing Corporation: 70% approved of 30The Federal Savings Bank: 76% approved of 42Nationstar Mortgage LLC: 76% approved of 72The Huntington National Bank: 78% approved of 188Rocket Mortgage, LLC: 78% approved of 1,103United Wholesale Mortgage, LLC: 78% approved of 125The Poca Valley Bank, Inc.: 79% approved of 57JPMorgan Chase Bank, National Association: 79% approved of 34Truist Bank: 84% approved of 50Crosscountry Mortgage, LLC: 88% approved of 33United Bank: 92% approved of 24Integrity Home Mortgage Corporation: 94% approved of 47West Virginia Federal Credit Union: 95% approved of 93The State Credit Union: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in West Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%863 / 1,10398%$145K846
2Amerisave Mortgage Corporation33%138 / 414100%$75K138
3Loandepot.Com, LLC57%113 / 19797%$255K110
4The Huntington National Bank78%147 / 18893%$125K136
5Freedom Mortgage Corporation66%111 / 16989%$235K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in West Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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Other lending data for West Virginia

Counties in West Virginia