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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in West Virginia

Fat Boy Data analyzed cash-out refinance activity in West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,151 applications were decided by 174 lenders between 2023 and 2025.

West Virginia at a glance

174Active lenders29 with 20+ decisions
67.0%Market approval rate2,782 of 4,151 decided
$145KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,657 loans funded

How West Virginia compares

Approval rate compared
West Virginia67.0%All 616 counties68.2%
Typical loan compared
West Virginia$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in West Virginia, 846 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 78Amerisave Mortgage Corporation: 33% approved of 414One lender: 34% approved of 67One lender: 47% approved of 162One lender: 50% approved of 82One lender: 52% approved of 40One lender: 55% approved of 22One lender: 55% approved of 62One lender: 56% approved of 27Loandepot.Com, LLC: 57% approved of 197One lender: 59% approved of 22One lender: 60% approved of 35One lender: 63% approved of 150Freedom Mortgage Corporation: 66% approved of 169One lender: 68% approved of 81One lender: 70% approved of 30One lender: 76% approved of 42One lender: 76% approved of 72The Huntington National Bank: 78% approved of 188Rocket Mortgage, LLC: 78% approved of 1,103One lender: 78% approved of 125One lender: 79% approved of 57One lender: 79% approved of 34One lender: 84% approved of 50One lender: 88% approved of 33One lender: 92% approved of 24One lender: 94% approved of 47One lender: 95% approved of 93One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in West Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%863 / 1,10398%$145K846
2Amerisave Mortgage Corporation33%138 / 414100%$75K138
3Loandepot.Com, LLC57%113 / 19797%$255K110
4The Huntington National Bank78%147 / 18893%$125K136
5Freedom Mortgage Corporation66%111 / 16989%$235K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in West Virginia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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