HomeWest VirginiaHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in West Virginia

Fat Boy Data analyzed home improvement loan activity in West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,229 applications were decided by 110 lenders between 2023 and 2025.

West Virginia at a glance

110Active lenders25 with 20+ decisions
57.1%Market approval rate1,843 of 3,229 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,759 loans funded

How West Virginia compares

Approval rate compared
West Virginia57.1%All 616 counties62.7%
Typical loan compared
West Virginia$55KAll 616 counties$75K

What the data shows

City National Bank of West Virginia made the most home improvement loans in West Virginia, 502 of them.

That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Federal Savings and Loan Association of Greene Co approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Lenders approved 57.1% of home improvement loan applications in West Virginia, 5.6 percentage points below the the United States rate of 62.7%.

The typical home improvement loan here is $55K, 27% smaller than the the United States typical of $75K.

Only 3 lenders here typically write at or below $35K: Members Choice WV Federal Credit Union, CAMC Federal Credit Union, CNB Bank, Inc..

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 21% approved of 92Discover Bank: 31% approved of 136U.S. Bank National Association: 33% approved of 30Manufacturers and Traders Trust Company: 40% approved of 63Fifth Third Bank, National Association: 45% approved of 56Truist Bank: 45% approved of 297Pentagon Federal Credit Union: 47% approved of 30TOWER Federal Credit Union: 48% approved of 21The Huntington National Bank: 48% approved of 466Patriot Credit Union: 56% approved of 54City National Bank of West Virginia: 59% approved of 892United Bank: 62% approved of 134Apple Federal Credit Union: 65% approved of 46Fairmont: 68% approved of 40Navy Federal Credit Union: 68% approved of 182PNC Bank, National Association: 68% approved of 87Summit Community Bank, Inc: 75% approved of 20WesBanco Bank, Inc.: 76% approved of 94Potomac Bank, Inc.: 76% approved of 25Jefferson Security Bank: 81% approved of 21CAMC Federal Credit Union: 86% approved of 43Union Home Mortgage Corp.: 90% approved of 20CNB Bank, Inc.: 91% approved of 23Members Choice WV Federal Credit Union: 94% approved of 54First Federal Savings and Loan Association of Greene Co: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in West Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia59%527 / 89295%$45K502
2The Huntington National Bank48%225 / 46695%$75K214
3Truist Bank45%133 / 29790%$65K120
4Navy Federal Credit Union68%123 / 18297%$55K119
5Discover Bank31%42 / 136100%$55K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 105 more lenders.

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You are seeing the 5 largest home improvement loan lenders in West Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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Other lending data for West Virginia

Counties in West Virginia