Home›West Virginia›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in West Virginia

Fat Boy Data analyzed home improvement loan activity in West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,229 applications were decided by 110 lenders between 2023 and 2025.

West Virginia at a glance

110Active lenders25 with 20+ decisions
57.1%Market approval rate1,843 of 3,229 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,759 loans funded

How West Virginia compares

Approval rate compared
West Virginia57.1%All 616 counties62.7%
Typical loan compared
West Virginia$55KAll 616 counties$75K

What the data shows

City National Bank of West Virginia made the most home improvement loans in West Virginia, 502 of them.

That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Federal Savings and Loan Association of Greene Co approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Lenders approved 57.1% of home improvement loan applications in West Virginia, 5.6 percentage points below the the United States rate of 62.7%.

The typical home improvement loan here is $55K, 27% smaller than the the United States typical of $75K.

Only 3 lenders here typically write at or below $35K: Members Choice WV Federal Credit Union, CAMC Federal Credit Union, CNB Bank, Inc..

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 92Discover Bank: 31% approved of 136One lender: 33% approved of 30One lender: 40% approved of 63One lender: 45% approved of 56Truist Bank: 45% approved of 297One lender: 47% approved of 30One lender: 48% approved of 21The Huntington National Bank: 48% approved of 466One lender: 56% approved of 54City National Bank of West Virginia: 59% approved of 892One lender: 62% approved of 134One lender: 65% approved of 46One lender: 68% approved of 40Navy Federal Credit Union: 68% approved of 182One lender: 68% approved of 87One lender: 75% approved of 20One lender: 76% approved of 94One lender: 76% approved of 25One lender: 81% approved of 21One lender: 86% approved of 43One lender: 90% approved of 20One lender: 91% approved of 23One lender: 94% approved of 54One lender: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in West Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia59%527 / 89295%$45K502
2The Huntington National Bank48%225 / 46695%$75K214
3Truist Bank45%133 / 29790%$65K120
4Navy Federal Credit Union68%123 / 18297%$55K119
5Discover Bank31%42 / 136100%$55K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 105 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in West Virginia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in West Virginia

Other lending data for West Virginia

Counties in West Virginia