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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 43,649 applications were decided by 458 lenders between 2023 and 2025.

Wisconsin at a glance

458Active lenders149 with 20+ decisions
74.3%Market approval rate32,445 of 43,649 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up30,818 loans funded

How Wisconsin compares

Approval rate compared
Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Wisconsin$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Wisconsin, 4,130 of them.

Governmental Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 150.

Lenders approved 74.3% of cash-out refinance applications in Wisconsin, 6.1 percentage points above the the United States rate of 68.2%.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 436One lender: 28% approved of 1,449One lender: 35% approved of 184One lender: 38% approved of 334One lender: 39% approved of 127One lender: 45% approved of 419One lender: 48% approved of 701Marine Credit Union: 52% approved of 2,002One lender: 53% approved of 134One lender: 54% approved of 310One lender: 57% approved of 287One lender: 58% approved of 985One lender: 60% approved of 131One lender: 61% approved of 170One lender: 61% approved of 243One lender: 62% approved of 338One lender: 64% approved of 835One lender: 65% approved of 343One lender: 66% approved of 125One lender: 66% approved of 112One lender: 67% approved of 98One lender: 68% approved of 781One lender: 70% approved of 597One lender: 72% approved of 101One lender: 73% approved of 159One lender: 75% approved of 660One lender: 75% approved of 949One lender: 76% approved of 669One lender: 78% approved of 107One lender: 78% approved of 133One lender: 79% approved of 713BMO Bank National Association: 80% approved of 2,942Rocket Mortgage, LLC: 80% approved of 5,276Landmark Credit Union: 81% approved of 3,201One lender: 82% approved of 142One lender: 82% approved of 138Educators Credit Union: 82% approved of 2,874One lender: 82% approved of 256One lender: 82% approved of 248One lender: 83% approved of 168One lender: 83% approved of 109One lender: 84% approved of 1,923One lender: 84% approved of 395One lender: 86% approved of 153One lender: 87% approved of 205One lender: 88% approved of 114One lender: 88% approved of 391One lender: 89% approved of 334One lender: 89% approved of 637One lender: 90% approved of 617One lender: 91% approved of 119One lender: 91% approved of 1,388One lender: 92% approved of 98One lender: 92% approved of 117One lender: 93% approved of 107One lender: 93% approved of 165One lender: 94% approved of 150One lender: 96% approved of 421One lender: 96% approved of 306One lender: 99% approved of 150

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Wisconsin

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%4,237 / 5,27697%$145K4,130
2Landmark Credit Union81%2,592 / 3,20197%$105K2,512
3BMO Bank National Association80%2,350 / 2,94297%$125K2,276
4Educators Credit Union82%2,355 / 2,87490%$65K2,120
5Marine Credit Union52%1,049 / 2,00285%$85K893

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 453 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Wisconsin. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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