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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 43,649 applications were decided by 458 lenders between 2023 and 2025.

Wisconsin at a glance

458Active lenders149 with 20+ decisions
74.3%Market approval rate32,445 of 43,649 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up30,818 loans funded

How Wisconsin compares

Approval rate compared
Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Wisconsin$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Wisconsin, 4,130 of them.

Governmental Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 150.

Lenders approved 74.3% of cash-out refinance applications in Wisconsin, 6.1 percentage points above the the United States rate of 68.2%.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 436Amerisave Mortgage Corporation: 28% approved of 1,449American Financing Corporation: 35% approved of 184Lakeview Loan Servicing, LLC: 38% approved of 334Spring Eq, LLC: 39% approved of 127New Day Financial, LLC: 45% approved of 419Carrington Mortgage Services, LLC: 48% approved of 701Marine Credit Union: 52% approved of 2,002Village Capital & Investment LLC: 53% approved of 134New American Funding, LLC: 54% approved of 310Mutual of Omaha Mortgage, Inc.: 57% approved of 287Newrez LLC: 58% approved of 985North Shore Bank: 60% approved of 131Navy Federal Credit Union: 61% approved of 170The Huntington National Bank: 61% approved of 243Wells Fargo Bank, National Association: 62% approved of 338Loandepot.Com, LLC: 64% approved of 835Associated Bank, National Association: 65% approved of 343Advantagefirst Lending Inc.: 66% approved of 125Prosperity Home Mortgage, LLC: 66% approved of 112Lower, LLC: 67% approved of 98Freedom Mortgage Corporation: 68% approved of 781Pennymac Loan Services, LLC: 70% approved of 597Planet Home Lending, LLC: 72% approved of 101GoodLeap, LLC: 73% approved of 159University Of Wisconsin Credit Union: 75% approved of 660United Wholesale Mortgage, LLC: 75% approved of 949Nationstar Mortgage LLC: 76% approved of 669Valley Communities Credit Union: 78% approved of 107Flagstar Bank, National Association: 78% approved of 133U.S. Bank National Association: 79% approved of 713BMO Bank National Association: 80% approved of 2,942Rocket Mortgage, LLC: 80% approved of 5,276Landmark Credit Union: 81% approved of 3,201The Federal Savings Bank: 82% approved of 142Verve, A Credit Union: 82% approved of 138Educators Credit Union: 82% approved of 2,874Johnson Bank: 82% approved of 256Blackhawk Community Credit Union: 82% approved of 248Fairway Independent Mortgage Corporation: 83% approved of 168Nations Lending Corporation: 83% approved of 109Summit Credit Union: 84% approved of 1,923JPMorgan Chase Bank, National Association: 84% approved of 395Royal Credit Union: 86% approved of 153Bank Five Nine: 87% approved of 205Barrington Bank & Trust Company, National Association: 88% approved of 114National Exchange Bank and Trust: 88% approved of 391Guild Mortgage Company LLC: 89% approved of 334CAPITAL Credit Union: 89% approved of 637Covantage Credit Union: 90% approved of 617PCM Credit Union: 91% approved of 119Community First: 91% approved of 1,388First Colony Mortgage Corporation: 92% approved of 98The First National Bank and Trust Company: 92% approved of 117Heartland Credit Union (Madison): 93% approved of 107Glacier Hills Credit Union: 93% approved of 165Crosscountry Mortgage, LLC: 94% approved of 150Fox Communities Credit Union: 96% approved of 421Cloverbelt Credit Union: 96% approved of 306Governmental Employees Credit Union: 99% approved of 150

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Wisconsin

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%4,237 / 5,27697%$145K4,130
2Landmark Credit Union81%2,592 / 3,20197%$105K2,512
3BMO Bank National Association80%2,350 / 2,94297%$125K2,276
4Educators Credit Union82%2,355 / 2,87490%$65K2,120
5Marine Credit Union52%1,049 / 2,00285%$85K893

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 453 more lenders.

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Other lending data for Wisconsin

Mortgage lenders in WisconsinHome improvement loans in WisconsinRefinance in WisconsinInvestment property purchase in WisconsinInvestment cash-out refinance in WisconsinInvestment refinance in WisconsinInvestment home improvement in Wisconsin

Counties in Wisconsin

Milwaukee CountyCountyDane CountyCountyWaukesha CountyCountyBrown CountyCountyRacine CountyCountyOutagamie CountyCountyWinnebago CountyCountyKenosha CountyCountyRock CountyCountyMarathon CountyCountyWashington CountyCountyLa Crosse CountyCounty