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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Alabama

Fat Boy Data analyzed home purchase mortgage activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 136,869 applications were decided by 817 lenders between 2023 and 2025.

Alabama at a glance

817Active lenders301 with 20+ decisions
84.2%Market approval rate115,186 of 136,869 decided
$265KTypical loanmedian lender, $10K brackets
95%Borrower take-up109,863 loans funded

How Alabama compares

Approval rate compared
Alabama84.2%All 616 counties87.6%
Typical loan compared
Alabama$265KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Alabama, 6,269 of them.

Heritage Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 990.

The typical home purchase mortgage here is $265K, 21% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 29% approved of 3,961Vanderbilt Mortgage and Finance, Inc.: 36% approved of 6,297Triad Financial Services, Inc.: 48% approved of 2,370Flagstar Bank, National Association: 74% approved of 487USAA Federal Savings Bank: 74% approved of 863FirstBank: 76% approved of 4,618PNC Bank, National Association: 79% approved of 644Kind Lending, LLC: 79% approved of 512United Community Bank: 80% approved of 641Loandepot.Com, LLC: 80% approved of 713Wells Fargo Bank, National Association: 82% approved of 818Navy Federal Credit Union: 82% approved of 1,592SouthState Bank, National Association: 83% approved of 2,177Truist Bank: 84% approved of 480Dhi Mortgage Company, Ltd.: 84% approved of 7,590Rocket Mortgage, LLC: 86% approved of 3,803Lennar Mortgage, LLC: 86% approved of 2,291Regions Bank: 87% approved of 4,040Pennymac Loan Services, LLC: 87% approved of 1,181Newrez LLC: 88% approved of 608Freedom Mortgage Corporation: 88% approved of 596Synovus Bank: 88% approved of 1,501Cardinal Financial Company, Limited Partnership: 88% approved of 518SouthPoint Bank: 89% approved of 1,269Guaranteed Rate, Inc.: 89% approved of 752Mortgage Research Center, LLC: 89% approved of 3,504Pinnacle Bank: 90% approved of 480Trustmark Bank: 91% approved of 4,960JPMorgan Chase Bank, National Association: 91% approved of 670Cadence Bank: 91% approved of 1,961Redstone Federal Credit Union: 92% approved of 1,579First Horizon Bank: 92% approved of 560New American Funding, LLC: 93% approved of 1,150United Wholesale Mortgage, LLC: 93% approved of 5,883First Community Mortgage, Inc.: 93% approved of 751Prosperity Home Mortgage, LLC: 93% approved of 1,108Dsld Mortgage, LLC: 94% approved of 879Stockton Mortgage Corporation: 94% approved of 1,533Fairway Independent Mortgage Corporation: 94% approved of 3,883Renasant Bank: 95% approved of 2,906Embrace Home Loans, Inc.: 95% approved of 757Ameris Bank: 95% approved of 703Avadian: 95% approved of 597First Colony Mortgage Corporation: 96% approved of 479First Federal Bank, A FSB: 96% approved of 2,562Movement Mortgage, LLC: 96% approved of 3,444ServisFirst Bank: 96% approved of 611River Bank & Trust: 96% approved of 804Union Home Mortgage Corp.: 96% approved of 1,379Towne Mortgage Company: 96% approved of 593TJC Mortgage, Inc.: 96% approved of 543Guild Mortgage Company LLC: 97% approved of 3,010Cmg Mortgage, Inc.: 97% approved of 1,631Crosscountry Mortgage, LLC: 97% approved of 1,182Assurance Financial Group, L.L.C.: 97% approved of 798Plains Commerce Bank: 97% approved of 441Gmfs LLC: 97% approved of 1,456Acrisure Mortgage, LLC: 98% approved of 699Canopy Mortgage, LLC: 99% approved of 1,418Heritage Mortgage, LLC: 99% approved of 990

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1Dhi Mortgage Company, Ltd.84%6,362 / 7,59099%$305K6,269
2Vanderbilt Mortgage and Finance, Inc.36%2,288 / 6,29790%$155K2,060
3United Wholesale Mortgage, LLCBroker only93%5,467 / 5,88399%$285K5,428
4Trustmark Bank91%4,503 / 4,96098%$235K4,420
5FirstBank76%3,514 / 4,61886%$265K3,008

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 812 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Alabama. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Alabama

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Counties in Alabama

Jefferson CountyCountyMobile CountyCountyMadison CountyCountyBaldwin CountyCountyTuscaloosa CountyCountyMontgomery CountyCountyShelby CountyCountyLee CountyCountyMorgan CountyCountyCalhoun CountyCountyHouston CountyCountyLimestone CountyCounty