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refinance lenders · HMDA 2023–2025

Refinance lenders in Morgan County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Morgan County, Alabama, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,368 applications were decided by 121 lenders between 2023 and 2025.

Morgan County at a glance

121Active lenders16 with 20+ decisions
77.5%Market approval rate1,060 of 1,368 decided
$145KTypical loanmedian lender, $10K brackets
92%Borrower take-up980 loans funded

How Morgan County compares

Approval rate compared
Morgan County77.5%Alabama77.5%All 616 counties76.5%
Typical loan compared
Morgan County$145KAlabama$205KAll 616 counties$295K

What the data shows

Redstone Federal Credit Union made the most mortgage refinances in Morgan County, AL, 135 of them.

Mortgage Investors Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 52.

The typical mortgage refinance here is $145K, 29% smaller than the Alabama typical of $205K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 50% approved of 26One lender: 55% approved of 29One lender: 58% approved of 26Regions Bank: 66% approved of 155PNC Bank, National Association: 71% approved of 63One lender: 76% approved of 21Redstone Federal Credit Union: 80% approved of 189United Wholesale Mortgage, LLC: 81% approved of 85Rocket Mortgage, LLC: 83% approved of 103One lender: 88% approved of 40One lender: 89% approved of 27One lender: 91% approved of 22One lender: 93% approved of 61One lender: 95% approved of 56One lender: 100% approved of 52One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Morgan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Redstone Federal Credit Union80%151 / 18989%$75K135
2Regions Bank66%103 / 15591%$65K94
3Rocket Mortgage, LLC83%85 / 10389%$195K76
4United Wholesale Mortgage, LLCBroker only81%69 / 8590%$305K62
5PNC Bank, National Association71%45 / 63100%$105K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 116 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Morgan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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