Investment property cash-out lenders in Morgan County, Alabama
Fat Boy Data analyzed investment cash-out refinance activity in Morgan County, Alabama, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 112 applications were decided by 42 lenders between 2023 and 2025.
Morgan County at a glance
How Morgan County compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in Morgan County, AL, 7 of them.
Lenders approved 76.8% of investment cash-out refinance applications in Morgan County, AL, 6.2 percentage points above the Alabama rate of 70.6%.
Investment property cash-out lenders in Morgan County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Homexpress Mortgage Corp.Broker only | 65% | 13 / 20 | 100% | $165K | 13 |
| 2 | Rocket Mortgage, LLCLimited sample | 70% | 7 / 10 | 100% | $155K | 7 |
| 3 | United Wholesale Mortgage, LLCBroker only | 78% | 7 / 9 | 100% | $135K | 7 |
| 4 | Family Security Credit UnionLimited sample | 0% | 0 / 6 | — | — | 0 |
| 5 | Lendingone, LLCLimited sample | 83% | 5 / 6 | 100% | $125K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 37 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Morgan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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