Investment property lenders in Morgan County, Alabama
Fat Boy Data analyzed investment property mortgage activity in Morgan County, Alabama, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 514 applications were decided by 110 lenders between 2023 and 2025.
Morgan County at a glance
How Morgan County compares
What the data shows
River Bank & Trust made the most investment property mortgages in Morgan County, AL, 39 of them.
River Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.
The typical investment property mortgage here is $145K, 12% smaller than the Alabama typical of $165K.
Investment property lenders in Morgan County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 93% | 39 / 42 | 97% | $155K | 38 |
| 2 | Lendingone, LLC | 63% | 26 / 41 | 100% | $145K | 26 |
| 3 | River Bank & Trust | 100% | 39 / 39 | 100% | $95K | 39 |
| 4 | Redstone Federal Credit UnionLimited sample | 74% | 14 / 19 | 93% | $125K | 13 |
| 5 | Bank IndependentLimited sample | 100% | 18 / 18 | 100% | $115K | 18 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 105 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Morgan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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