Refinance lenders in Butte County, California
Fat Boy Data analyzed mortgage refinance activity in Butte County, California, home to Chico, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,326 applications were decided by 136 lenders between 2023 and 2025.
Butte County at a glance
How Butte County compares
What the data shows
Sierra Central Credit Union made the most mortgage refinances in Butte County, CA, 234 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.
The typical mortgage refinance here is $265K, 60% smaller than the California typical of $655K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Butte County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sierra Central Credit Union | 75% | 235 / 314 | 100% | $65K | 234 |
| 2 | United Wholesale Mortgage, LLCBroker only | 84% | 155 / 185 | 95% | $395K | 148 |
| 3 | Tri Counties Bank | 76% | 68 / 89 | 94% | $145K | 64 |
| 4 | Rocket Mortgage, LLC | 73% | 63 / 86 | 97% | $345K | 61 |
| 5 | Newrez LLC | 88% | 42 / 48 | 93% | $355K | 39 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 131 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Butte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.