HomeCaliforniaButte CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Butte County, California

Fat Boy Data analyzed investment cash-out refinance activity in Butte County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 188 applications were decided by 66 lenders between 2023 and 2025.

Butte County at a glance

66Active lenders0 with 20+ decisions
72.3%Market approval rate136 of 188 decided
$215KTypical loanmedian lender, $10K brackets
90%Borrower take-up123 loans funded

How Butte County compares

Approval rate compared
Butte County72.3%California75.0%All 616 counties73.1%
Typical loan compared
Butte County$215KCalifornia$425KAll 616 counties$205K

What the data shows

Change Lending, LLC made the most investment cash-out refinances in Butte County, CA, 9 of them.

The typical investment cash-out refinance here is $215K, 49% smaller than the California typical of $425K.

Investment property cash-out lenders in Butte County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only56%9 / 16100%$175K9
2Homexpress Mortgage Corp.Broker only64%9 / 14100%$325K9
3Rocket Mortgage, LLCLimited sample55%6 / 11100%$165K6
4Newrez LLCLimited sample36%4 / 11100%$205K4
5Change Lending, LLCLimited sample100%9 / 9100%$225K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 61 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Butte County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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