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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Fresno County, California

Fat Boy Data analyzed investment cash-out refinance activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,396 applications were decided by 174 lenders between 2023 and 2025.

Fresno County at a glance

174Active lenders18 with 20+ decisions
73.0%Market approval rate1,019 of 1,396 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up957 loans funded

How Fresno County compares

Approval rate compared
Fresno County73.0%California75.0%All 616 counties73.1%
Typical loan compared
Fresno County$215KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Fresno County, CA, 67 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical investment cash-out refinance here is $215K, 49% smaller than the California typical of $425K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 25One lender: 27% approved of 26One lender: 43% approved of 37One lender: 48% approved of 21One lender: 59% approved of 27One lender: 70% approved of 37Homexpress Mortgage Corp.: 71% approved of 75One lender: 71% approved of 21Rocket Mortgage, LLC: 73% approved of 93United Wholesale Mortgage, LLC: 75% approved of 212One lender: 83% approved of 23One lender: 85% approved of 39One lender: 87% approved of 23Nexera Holding LLC: 88% approved of 50One lender: 92% approved of 24One lender: 92% approved of 25Alameda Mortgage Corporation: 92% approved of 39One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%158 / 21297%$205K154
2Rocket Mortgage, LLC73%68 / 9399%$215K67
3Homexpress Mortgage Corp.Broker only71%53 / 75100%$235K53
4Nexera Holding LLC88%44 / 5098%$275K43
5Alameda Mortgage Corporation92%36 / 39100%$225K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Fresno County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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