Investment property lenders in Merced County, California
Fat Boy Data analyzed investment property mortgage activity in Merced County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 779 applications were decided by 159 lenders between 2023 and 2025.
Merced County at a glance
How Merced County compares
What the data shows
Dhi Mortgage Company, Ltd. made the most investment property mortgages in Merced County, CA, 92 of them.
American Pacific Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.
The typical investment property mortgage here is $295K, 45% smaller than the California typical of $535K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property lenders in Merced County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Dhi Mortgage Company, Ltd. | 95% | 93 / 98 | 99% | $315K | 92 |
| 2 | United Wholesale Mortgage, LLCBroker only | 93% | 50 / 54 | 100% | $285K | 50 |
| 3 | Kiavi Funding, Inc. | 94% | 48 / 51 | 100% | $285K | 48 |
| 4 | Inspire Home Loans Inc. | 95% | 40 / 42 | 95% | $355K | 38 |
| 5 | Rocket Mortgage, LLC | 80% | 24 / 30 | 100% | $285K | 24 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 154 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Merced County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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