Investment property improvement lenders in Stanislaus County, California
Fat Boy Data analyzed investment home improvement loan activity in Stanislaus County, California, home to Modesto, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 265 applications were decided by 51 lenders between 2023 and 2025.
Stanislaus County at a glance
How Stanislaus County compares
What the data shows
The Golden 1 made the most investment home improvement loans in Stanislaus County, CA, 8 of them.
BMO Bank National Association approved the highest share of applications among lenders with at least 20 decisions here, 16% of 32.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Stanislaus County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | BMO Bank National Association | 16% | 5 / 32 | 100% | $155K | 5 |
| 2 | Figure Lending LLC | 62% | 13 / 21 | 46% | $135K | 6 |
| 3 | The Golden 1Limited sample | 53% | 8 / 15 | 100% | $105K | 8 |
| 4 | Bank of America, National AssociationLimited sample | 0% | 0 / 12 | — | — | 0 |
| 5 | Spring Eq, LLCLimited sample | 25% | 3 / 12 | 100% | $75K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 46 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Stanislaus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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