Investment property improvement lenders in Merced County, California
Fat Boy Data analyzed investment home improvement loan activity in Merced County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 105 applications were decided by 34 lenders between 2023 and 2025.
Merced County at a glance
How Merced County compares
What the data shows
BMO Bank National Association made the most investment home improvement loans in Merced County, CA, 3 of them.
Lenders approved 38.1% of investment home improvement loan applications in Merced County, CA, 14.4 percentage points below the California rate of 52.5%.
Investment property improvement lenders in Merced County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Golden 1Limited sample | 10% | 1 / 10 | 100% | $105K | 1 |
| 2 | Bank of America, National AssociationLimited sample | 0% | 0 / 8 | — | — | 0 |
| 3 | BMO Bank National AssociationLimited sample | 38% | 3 / 8 | 100% | $145K | 3 |
| 4 | Figure Lending LLCLimited sample | 57% | 4 / 7 | 75% | $135K | 3 |
| 5 | PNC Bank, National AssociationLimited sample | 50% | 3 / 6 | 100% | $255K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 29 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment home improvement loan lenders in Merced County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.