Investment property refinance lenders in Stanislaus County, California
Fat Boy Data analyzed investment property refinance activity in Stanislaus County, California, home to Modesto, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 277 applications were decided by 91 lenders between 2023 and 2025.
Stanislaus County at a glance
How Stanislaus County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Stanislaus County, CA, 18 of them.
Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.
The typical investment property refinance here is $275K, 50% smaller than the California typical of $555K.
Investment property refinance lenders in Stanislaus County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 87% | 20 / 23 | 90% | $265K | 18 |
| 2 | United Wholesale Mortgage, LLCBroker only | 86% | 18 / 21 | 100% | $285K | 18 |
| 3 | Rocket Mortgage, LLCLimited sample | 61% | 11 / 18 | 100% | $285K | 11 |
| 4 | Farmers & Merchants Bank of Central CaliforniaLimited sample | 71% | 12 / 17 | 100% | $225K | 12 |
| 5 | Kind Lending, LLCLimited sample | 73% | 8 / 11 | 88% | $345K | 7 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 86 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Stanislaus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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