HomeCaliforniaStanislaus CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Stanislaus County, California

Fat Boy Data analyzed investment cash-out refinance activity in Stanislaus County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 627 applications were decided by 123 lenders between 2023 and 2025.

Stanislaus County at a glance

123Active lenders5 with 20+ decisions
69.2%Market approval rate434 of 627 decided
$245KTypical loanmedian lender, $10K brackets
89%Borrower take-up387 loans funded

How Stanislaus County compares

Approval rate compared
Stanislaus County69.2%California75.0%All 616 counties73.1%
Typical loan compared
Stanislaus County$245KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Stanislaus County, CA, 21 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 76% of 29.

Lenders approved 69.2% of investment cash-out refinance applications in Stanislaus County, CA, 5.8 percentage points below the California rate of 75.0%.

The typical investment cash-out refinance here is $245K, 42% smaller than the California typical of $425K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Homexpress Mortgage Corp.: 52% approved of 23United Wholesale Mortgage, LLC: 62% approved of 84Rocket Mortgage, LLC: 76% approved of 29Ocmbc, Inc.: 80% approved of 35Citadel Servicing Corporation: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Stanislaus County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only62%52 / 8498%$215K51
2Ocmbc, Inc.Broker only80%28 / 3582%$275K23
3Rocket Mortgage, LLC76%22 / 2995%$245K21
4Citadel Servicing Corporation100%24 / 2450%$305K12
5Homexpress Mortgage Corp.Broker only52%12 / 23100%$245K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 118 more lenders.

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