Investment property cash-out lenders in Stanislaus County, California
Fat Boy Data analyzed investment cash-out refinance activity in Stanislaus County, California, home to Modesto, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 627 applications were decided by 123 lenders between 2023 and 2025.
Stanislaus County at a glance
How Stanislaus County compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in Stanislaus County, CA, 21 of them.
Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 76% of 29.
Lenders approved 69.2% of investment cash-out refinance applications in Stanislaus County, CA, 5.8 percentage points below the California rate of 75.0%.
The typical investment cash-out refinance here is $245K, 42% smaller than the California typical of $425K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property cash-out lenders in Stanislaus County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 62% | 52 / 84 | 98% | $215K | 51 |
| 2 | Ocmbc, Inc.Broker only | 80% | 28 / 35 | 82% | $275K | 23 |
| 3 | Rocket Mortgage, LLC | 76% | 22 / 29 | 95% | $245K | 21 |
| 4 | Citadel Servicing Corporation | 100% | 24 / 24 | 50% | $305K | 12 |
| 5 | Homexpress Mortgage Corp.Broker only | 52% | 12 / 23 | 100% | $245K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 118 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in Stanislaus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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