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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Delaware

Fat Boy Data analyzed home improvement loan activity in Delaware to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,534 applications were decided by 173 lenders between 2023 and 2025.

Delaware at a glance

173Active lenders40 with 20+ decisions
61.6%Market approval rate7,722 of 12,534 decided
$85KTypical loanmedian lender, $10K brackets
95%Borrower take-up7,374 loans funded

How Delaware compares

Approval rate compared
Delaware61.6%All 616 counties62.7%
Typical loan compared
Delaware$85KAll 616 counties$75K

What the data shows

Wilmington Savings Fund Society, FSB made the most home improvement loans in Delaware, 975 of them.

Delaware State Police Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical home improvement loan here is $85K, 13% larger than the the United States typical of $75K.

Only 2 lenders here typically write at or below $35K: Shoreham Bank, Artisans' Bank.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 56One lender: 18% approved of 22One lender: 31% approved of 518One lender: 36% approved of 283One lender: 40% approved of 55One lender: 43% approved of 761One lender: 50% approved of 20One lender: 51% approved of 47One lender: 51% approved of 107Del-One Federal Credit Union: 54% approved of 1,082One lender: 55% approved of 190One lender: 57% approved of 242One lender: 58% approved of 454Manufacturers and Traders Trust Company: 59% approved of 1,550Citizens Bank, National Association: 62% approved of 1,312One lender: 65% approved of 54One lender: 65% approved of 411One lender: 65% approved of 186One lender: 65% approved of 121One lender: 65% approved of 26One lender: 66% approved of 288One lender: 66% approved of 35PNC Bank, National Association: 68% approved of 1,377Wilmington Savings Fund Society, FSB: 70% approved of 1,418One lender: 71% approved of 140One lender: 72% approved of 103One lender: 73% approved of 66One lender: 73% approved of 82One lender: 75% approved of 89One lender: 77% approved of 47One lender: 78% approved of 153One lender: 79% approved of 62One lender: 79% approved of 67One lender: 79% approved of 34One lender: 82% approved of 57One lender: 91% approved of 75One lender: 92% approved of 48One lender: 98% approved of 225One lender: 98% approved of 128One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Delaware

LenderApprovalApprovedTaken upTypical loanLoans made
1Manufacturers and Traders Trust Company59%916 / 1,55092%$85K847
2Wilmington Savings Fund Society, FSB70%994 / 1,41898%$105K975
3PNC Bank, National Association68%942 / 1,37797%$105K914
4Citizens Bank, National Association62%812 / 1,31297%$105K785
5Del-One Federal Credit Union54%583 / 1,08286%$65K503

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 168 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Delaware. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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