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refinance lenders · HMDA 2023–2025

Refinance lenders in Delaware

Fat Boy Data analyzed mortgage refinance activity in Delaware to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,632 applications were decided by 319 lenders between 2023 and 2025.

Delaware at a glance

319Active lenders65 with 20+ decisions
78.3%Market approval rate8,330 of 10,632 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up7,761 loans funded

How Delaware compares

Approval rate compared
Delaware78.3%All 616 counties76.5%
Typical loan compared
Delaware$195KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Delaware, 815 of them.

Meridian Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical mortgage refinance here is $195K, 34% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 45One lender: 34% approved of 289One lender: 48% approved of 29One lender: 49% approved of 63One lender: 53% approved of 55One lender: 56% approved of 207One lender: 60% approved of 53One lender: 62% approved of 29One lender: 63% approved of 128One lender: 64% approved of 22One lender: 65% approved of 34One lender: 66% approved of 29One lender: 66% approved of 163One lender: 66% approved of 351One lender: 66% approved of 104One lender: 70% approved of 251One lender: 73% approved of 161One lender: 73% approved of 168One lender: 73% approved of 30One lender: 74% approved of 74Citizens Bank, National Association: 75% approved of 1,122One lender: 75% approved of 77PNC Bank, National Association: 77% approved of 929One lender: 78% approved of 50One lender: 78% approved of 69One lender: 78% approved of 107One lender: 80% approved of 44One lender: 80% approved of 609One lender: 80% approved of 25One lender: 81% approved of 94One lender: 82% approved of 44One lender: 83% approved of 41Wilmington Savings Fund Society, FSB: 83% approved of 840One lender: 84% approved of 25Rocket Mortgage, LLC: 85% approved of 632One lender: 86% approved of 269United Wholesale Mortgage, LLC: 86% approved of 613One lender: 87% approved of 67One lender: 87% approved of 55One lender: 88% approved of 42One lender: 90% approved of 78One lender: 90% approved of 91One lender: 90% approved of 133One lender: 91% approved of 44One lender: 91% approved of 47One lender: 92% approved of 50One lender: 94% approved of 49One lender: 94% approved of 52One lender: 96% approved of 25One lender: 96% approved of 28One lender: 96% approved of 399One lender: 97% approved of 61One lender: 97% approved of 32One lender: 98% approved of 56One lender: 98% approved of 119One lender: 100% approved of 53One lender: 100% approved of 47One lender: 100% approved of 35One lender: 100% approved of 24One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Delaware

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association75%836 / 1,12297%$185K815
2PNC Bank, National Association77%712 / 92997%$105K689
3Wilmington Savings Fund Society, FSB83%699 / 84099%$155K693
4Rocket Mortgage, LLC85%538 / 63292%$315K495
5United Wholesale Mortgage, LLCBroker only86%525 / 61392%$365K481

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 314 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Delaware. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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