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refinance lenders · HMDA 2023–2025

Refinance lenders in Escambia County, Florida

Fat Boy Data analyzed mortgage refinance activity in Escambia County, Florida, home to Pensacola, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,146 applications were decided by 193 lenders between 2023 and 2025.

Escambia County at a glance

193Active lenders20 with 20+ decisions
71.2%Market approval rate1,527 of 2,146 decided
$265KTypical loanmedian lender, $10K brackets
87%Borrower take-up1,331 loans funded

How Escambia County compares

Approval rate compared
Escambia County71.2%Florida66.8%All 616 counties76.5%
Typical loan compared
Escambia County$265KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Escambia County, FL, 107 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 122.

The typical mortgage refinance here is $265K, 16% smaller than the Florida typical of $315K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 54One lender: 44% approved of 97Mortgage Research Center, LLC: 49% approved of 105One lender: 52% approved of 31One lender: 54% approved of 24One lender: 61% approved of 79One lender: 65% approved of 37Regions Bank: 65% approved of 186One lender: 67% approved of 30One lender: 69% approved of 39Rocket Mortgage, LLC: 71% approved of 167One lender: 72% approved of 72One lender: 75% approved of 20One lender: 80% approved of 20One lender: 83% approved of 30One lender: 85% approved of 60United Wholesale Mortgage, LLC: 87% approved of 225One lender: 91% approved of 23One lender: 94% approved of 95Freedom Mortgage Corporation: 97% approved of 122

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Escambia County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%195 / 22589%$325K173
2Regions Bank65%121 / 18684%$85K102
3Rocket Mortgage, LLC71%118 / 16791%$265K107
4Freedom Mortgage Corporation97%118 / 12277%$285K91
5Mortgage Research Center, LLC49%51 / 10596%$265K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Escambia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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