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refinance lenders · HMDA 2023–2025

Refinance lenders in Escambia County, Florida

Fat Boy Data analyzed mortgage refinance activity in Escambia County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,146 applications were decided by 193 lenders between 2023 and 2025.

Escambia County at a glance

193Active lenders20 with 20+ decisions
71.2%Market approval rate1,527 of 2,146 decided
$265KTypical loanmedian lender, $10K brackets
87%Borrower take-up1,331 loans funded

How Escambia County compares

Approval rate compared
Escambia County71.2%Florida66.8%All 616 counties76.5%
Typical loan compared
Escambia County$265KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Escambia County, FL, 107 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 122.

The typical mortgage refinance here is $265K, 16% smaller than the Florida typical of $315K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 20% approved of 54Lakeview Loan Servicing, LLC: 44% approved of 97Mortgage Research Center, LLC: 49% approved of 105Truist Bank: 52% approved of 31PNC Bank, National Association: 54% approved of 24Navy Federal Credit Union: 61% approved of 79Royal United Mortgage LLC: 65% approved of 37Regions Bank: 65% approved of 186Bank of America, National Association: 67% approved of 30Newrez LLC: 69% approved of 39Rocket Mortgage, LLC: 71% approved of 167PenAir Credit Union: 72% approved of 72Members First Credit Union of Florida: 75% approved of 20Mutual of Omaha Mortgage, Inc.: 80% approved of 20Synovus Bank: 83% approved of 30Pennymac Loan Services, LLC: 85% approved of 60United Wholesale Mortgage, LLC: 87% approved of 225Harvesters Federal Credit Union: 91% approved of 23Village Capital & Investment LLC: 94% approved of 95Freedom Mortgage Corporation: 97% approved of 122

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Escambia County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%195 / 22589%$325K173
2Regions Bank65%121 / 18684%$85K102
3Rocket Mortgage, LLC71%118 / 16791%$265K107
4Freedom Mortgage Corporation97%118 / 12277%$285K91
5Mortgage Research Center, LLC49%51 / 10596%$265K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Escambia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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