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refinance lenders · HMDA 2023–2025

Refinance lenders in Highlands County, Florida

Fat Boy Data analyzed mortgage refinance activity in Highlands County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 808 applications were decided by 104 lenders between 2023 and 2025.

Highlands County at a glance

104Active lenders8 with 20+ decisions
70.5%Market approval rate570 of 808 decided
$195KTypical loanmedian lender, $10K brackets
91%Borrower take-up516 loans funded

How Highlands County compares

Approval rate compared
Highlands County70.5%Florida66.8%All 616 counties76.5%
Typical loan compared
Highlands County$195KFlorida$315KAll 616 counties$295K

What the data shows

Midflorida made the most mortgage refinances in Highlands County, FL, 114 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 79% of 48.

The typical mortgage refinance here is $195K, 38% smaller than the Florida typical of $315K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%SouthState Bank, National Association: 60% approved of 20Truist Bank: 62% approved of 21Midflorida: 64% approved of 180United Wholesale Mortgage, LLC: 77% approved of 57Metroplex Mortgage Services, Inc.: 79% approved of 38Rocket Mortgage, LLC: 79% approved of 48Village Capital & Investment LLC: 94% approved of 33Freedom Mortgage Corporation: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Highlands County

LenderApprovalApprovedTaken upTypical loanLoans made
1Midflorida64%115 / 18099%$85K114
2United Wholesale Mortgage, LLCBroker only77%44 / 57100%$245K44
3Freedom Mortgage Corporation100%53 / 5368%$265K36
4Rocket Mortgage, LLC79%38 / 4887%$235K33
5Metroplex Mortgage Services, Inc.79%30 / 38100%$225K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 99 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Highlands County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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