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refinance lenders · HMDA 2023–2025

Refinance lenders in Seminole County, Florida

Fat Boy Data analyzed mortgage refinance activity in Seminole County, Florida, home to Sanford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,211 applications were decided by 259 lenders between 2023 and 2025.

Seminole County at a glance

259Active lenders30 with 20+ decisions
69.0%Market approval rate2,215 of 3,211 decided
$245KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,019 loans funded

How Seminole County compares

Approval rate compared
Seminole County69.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Seminole County$245KFlorida$315KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Seminole County, FL, 157 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 91.

The typical mortgage refinance here is $245K, 22% smaller than the Florida typical of $315K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 43One lender: 29% approved of 111One lender: 38% approved of 110One lender: 47% approved of 51One lender: 52% approved of 44Bank of America, National Association: 55% approved of 174One lender: 55% approved of 94One lender: 59% approved of 22One lender: 59% approved of 37One lender: 60% approved of 30One lender: 60% approved of 20Regions Bank: 61% approved of 155Truist Bank: 66% approved of 256One lender: 67% approved of 30One lender: 69% approved of 70One lender: 69% approved of 67One lender: 69% approved of 58One lender: 70% approved of 33One lender: 70% approved of 96One lender: 74% approved of 31One lender: 76% approved of 29One lender: 79% approved of 68United Wholesale Mortgage, LLC: 81% approved of 334Rocket Mortgage, LLC: 82% approved of 202One lender: 84% approved of 32One lender: 86% approved of 28One lender: 88% approved of 52One lender: 89% approved of 28One lender: 95% approved of 75One lender: 96% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Seminole County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%269 / 33498%$405K264
2Truist Bank66%169 / 25693%$155K157
3Rocket Mortgage, LLC82%166 / 20290%$325K150
4Bank of America, National Association55%95 / 17496%$125K91
5Regions Bank61%94 / 15587%$115K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 254 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Seminole County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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