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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Seminole County, Florida

Fat Boy Data analyzed investment property refinance activity in Seminole County, Florida, home to Sanford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 299 applications were decided by 101 lenders between 2023 and 2025.

Seminole County at a glance

101Active lenders3 with 20+ decisions
70.2%Market approval rate210 of 299 decided
$245KTypical loanmedian lender, $10K brackets
77%Borrower take-up161 loans funded

How Seminole County compares

Approval rate compared
Seminole County70.2%Florida68.0%All 616 counties77.7%
Typical loan compared
Seminole County$245KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Seminole County, FL, 18 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 69% of 26.

The typical investment property refinance here is $245K, 11% smaller than the Florida typical of $275K.

Investment property refinance lenders in Seminole County

LenderApprovalApprovedTaken upTypical loanLoans made
1Constructive Loans, LLC100%32 / 320%—0
2Kiavi Funding, Inc.69%18 / 26100%$245K18
3United Wholesale Mortgage, LLCBroker only68%15 / 2293%$225K14
4Rocket Mortgage, LLCLimited sample82%9 / 11100%$255K9
5Newrez LLCLimited sample38%3 / 8100%$325K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 96 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Seminole County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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