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investment property lenders · HMDA 2023–2025

Investment property lenders in Seminole County, Florida

Fat Boy Data analyzed investment property mortgage activity in Seminole County, Florida, home to Sanford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,798 applications were decided by 274 lenders between 2023 and 2025.

Seminole County at a glance

274Active lenders20 with 20+ decisions
84.9%Market approval rate1,526 of 1,798 decided
$265KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,461 loans funded

How Seminole County compares

Approval rate compared
Seminole County84.9%Florida83.7%All 616 counties87.5%
Typical loan compared
Seminole County$265KFlorida$285KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Seminole County, FL, 124 of them.

M/I Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 58.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 65% approved of 43Pulte Mortgage LLC: 78% approved of 55Rocket Mortgage, LLC: 79% approved of 48One lender: 80% approved of 25One lender: 80% approved of 20United Wholesale Mortgage, LLC: 81% approved of 156One lender: 81% approved of 26One lender: 83% approved of 30One lender: 86% approved of 21One lender: 88% approved of 34Kiavi Funding, Inc.: 90% approved of 146One lender: 92% approved of 25One lender: 92% approved of 39One lender: 94% approved of 47One lender: 96% approved of 28One lender: 97% approved of 32M/I Financial, LLC: 100% approved of 58One lender: 100% approved of 48One lender: 100% approved of 25One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Seminole County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%126 / 15699%$225K125
2Kiavi Funding, Inc.90%131 / 14695%$285K124
3M/I Financial, LLC100%58 / 5884%$295K49
4Pulte Mortgage LLC78%43 / 55100%$265K43
5Rocket Mortgage, LLC79%38 / 48100%$235K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 269 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Seminole County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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