Investment property refinance lenders in Clayton County, Georgia
Fat Boy Data analyzed investment property refinance activity in Clayton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 299 applications were decided by 83 lenders between 2023 and 2025.
Clayton County at a glance
How Clayton County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Clayton County, GA, 52 of them.
That is 28% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 79% of 70.
Lenders approved 67.2% of investment property refinance applications in Clayton County, GA, 8.7 percentage points below the Georgia rate of 75.9%.
The typical investment property refinance here is $165K, 15% smaller than the Georgia typical of $195K.
Investment property refinance lenders in Clayton County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 79% | 55 / 70 | 95% | $165K | 52 |
| 2 | Navy Federal Credit UnionLimited sample | 25% | 4 / 16 | 100% | $75K | 4 |
| 3 | United Wholesale Mortgage, LLCBroker only | 67% | 8 / 12 | 100% | $215K | 8 |
| 4 | Lendingone, LLCLimited sample | 88% | 7 / 8 | 100% | $155K | 7 |
| 5 | Rocket Mortgage, LLCLimited sample | 29% | 2 / 7 | 100% | $105K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 78 more lenders.
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