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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Kendall County, Illinois

Fat Boy Data analyzed investment cash-out refinance activity in Kendall County, Illinois, home to Oswego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 76 applications were decided by 48 lenders between 2023 and 2025.

Kendall County at a glance

48Active lenders0 with 20+ decisions
73.7%Market approval rate56 of 76 decided
$175KTypical loanmedian lender, $10K brackets
89%Borrower take-up50 loans funded

How Kendall County compares

Approval rate compared
Kendall County73.7%Illinois73.9%All 616 counties73.1%
Typical loan compared
Kendall County$175KIllinois$185KAll 616 counties$205K

What the data shows

The Loan Store, Inc. made the most investment cash-out refinances in Kendall County, IL, 7 of them.

Investment property cash-out lenders in Kendall County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Loan Store, Inc.Limited sample93%13 / 1454%$175K7
2Guaranteed Rate, Inc.Limited sample50%3 / 6100%$165K3
3United Wholesale Mortgage, LLCBroker only100%3 / 3100%$155K3
4Bpl Mortgage, LLCLimited sample100%3 / 3100%$115K3
5Loandepot.Com, LLCLimited sample0%0 / 2——0

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 43 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Kendall County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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