Home›Illinois›Kendall County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Kendall County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Kendall County, Illinois, home to Oswego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,583 applications were decided by 172 lenders between 2023 and 2025.

Kendall County at a glance

172Active lenders21 with 20+ decisions
79.9%Market approval rate1,265 of 1,583 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,190 loans funded

How Kendall County compares

Approval rate compared
Kendall County79.9%Illinois78.8%All 616 counties76.5%
Typical loan compared
Kendall County$315KIllinois$285KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Kendall County, IL, 100 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 37.

The typical mortgage refinance here is $315K, 11% larger than the Illinois typical of $285K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 49One lender: 36% approved of 39One lender: 61% approved of 28One lender: 65% approved of 31One lender: 71% approved of 24One lender: 76% approved of 25Fifth Third Bank, National Association: 77% approved of 133One lender: 77% approved of 35One lender: 80% approved of 45One lender: 80% approved of 40One lender: 81% approved of 26Rocket Mortgage, LLC: 81% approved of 64One lender: 87% approved of 23One lender: 88% approved of 48One lender: 88% approved of 26One lender: 90% approved of 20One lender: 91% approved of 43United Wholesale Mortgage, LLC: 93% approved of 205One lender: 95% approved of 42Freedom Mortgage Corporation: 95% approved of 66One lender: 97% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Kendall County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%190 / 20598%$395K187
2Fifth Third Bank, National Association77%102 / 13398%$105K100
3Freedom Mortgage Corporation95%63 / 6676%$345K48
4Rocket Mortgage, LLC81%52 / 6498%$325K51
5Discover Bank33%16 / 4994%$75K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 167 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Kendall County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Kendall County

Other lending data for Kendall County

Nearby markets