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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lake County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Lake County, Illinois, home to Waukegan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,739 applications were decided by 277 lenders between 2023 and 2025.

Lake County at a glance

277Active lenders43 with 20+ decisions
71.1%Market approval rate4,793 of 6,739 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,516 loans funded

How Lake County compares

Approval rate compared
Lake County71.1%Illinois66.4%All 616 counties68.2%
Typical loan compared
Lake County$185KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lake County, IL, 774 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 84.

The typical cash-out refinance here is $185K, 19% larger than the Illinois typical of $155K.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 80One lender: 23% approved of 74Amerisave Mortgage Corporation: 28% approved of 323One lender: 34% approved of 56One lender: 40% approved of 135One lender: 41% approved of 41One lender: 42% approved of 71One lender: 48% approved of 25One lender: 50% approved of 46One lender: 51% approved of 222One lender: 52% approved of 66One lender: 57% approved of 21One lender: 59% approved of 73One lender: 61% approved of 23One lender: 62% approved of 34One lender: 64% approved of 85One lender: 64% approved of 107One lender: 65% approved of 153One lender: 66% approved of 163United Wholesale Mortgage, LLC: 71% approved of 301BMO Bank National Association: 72% approved of 388One lender: 74% approved of 43One lender: 75% approved of 24One lender: 77% approved of 91One lender: 77% approved of 31One lender: 80% approved of 40One lender: 80% approved of 204One lender: 81% approved of 182One lender: 81% approved of 37Rocket Mortgage, LLC: 81% approved of 990One lender: 82% approved of 65One lender: 83% approved of 53One lender: 83% approved of 138One lender: 84% approved of 75One lender: 85% approved of 177Consumers Cooperative Credit Union: 85% approved of 898One lender: 85% approved of 68One lender: 86% approved of 29One lender: 86% approved of 29One lender: 88% approved of 26One lender: 95% approved of 84One lender: 100% approved of 27One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%805 / 99096%$135K774
2Consumers Cooperative Credit Union85%762 / 89894%$75K713
3BMO Bank National Association72%278 / 38897%$205K269
4Amerisave Mortgage Corporation28%90 / 32398%$125K88
5United Wholesale Mortgage, LLCBroker only71%214 / 30197%$225K207

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 272 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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