Cash-out refinance lenders in McHenry County, Illinois
Fat Boy Data analyzed cash-out refinance activity in McHenry County, Illinois, home to Crystal Lake, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,014 applications were decided by 231 lenders between 2023 and 2025.
McHenry County at a glance
How McHenry County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in McHenry County, IL, 634 of them.
Home State Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.
Lenders approved 73.7% of cash-out refinance applications in McHenry County, IL, 7.3 percentage points above the Illinois rate of 66.4%.
The typical cash-out refinance here is $125K, 19% smaller than the Illinois typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in McHenry County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 83% | 648 / 784 | 98% | $125K | 634 |
| 2 | BMO Bank National Association | 77% | 258 / 336 | 97% | $125K | 251 |
| 3 | Consumers Cooperative Credit Union | 87% | 184 / 212 | 96% | $75K | 176 |
| 4 | Amerisave Mortgage Corporation | 37% | 75 / 202 | 96% | $75K | 72 |
| 5 | United Wholesale Mortgage, LLCBroker only | 76% | 142 / 186 | 96% | $235K | 137 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 226 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in McHenry County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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