Cash-out refinance lenders in McHenry County, Illinois
Fat Boy Data analyzed cash-out refinance activity in McHenry County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,014 applications were decided by 231 lenders between 2023 and 2025.
McHenry County at a glance
How McHenry County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in McHenry County, IL, 634 of them.
Home State Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.
Lenders approved 73.7% of cash-out refinance applications in McHenry County, IL, 7.3 percentage points above the Illinois rate of 66.4%.
The typical cash-out refinance here is $125K, 19% smaller than the Illinois typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in McHenry County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 83% | 648 / 784 | 98% | $125K | 634 |
| 2 | BMO Bank National Association | 77% | 258 / 336 | 97% | $125K | 251 |
| 3 | Consumers Cooperative Credit Union | 87% | 184 / 212 | 96% | $75K | 176 |
| 4 | Amerisave Mortgage Corporation | 37% | 75 / 202 | 96% | $75K | 72 |
| 5 | United Wholesale Mortgage, LLCBroker only | 76% | 142 / 186 | 96% | $235K | 137 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 226 more lenders.
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