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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kansas

Fat Boy Data analyzed cash-out refinance activity in Kansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,335 applications were decided by 345 lenders between 2023 and 2025.

Kansas at a glance

345Active lenders89 with 20+ decisions
71.5%Market approval rate10,967 of 15,335 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up10,376 loans funded

How Kansas compares

Approval rate compared
Kansas71.5%All 616 counties68.2%
Typical loan compared
Kansas$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kansas, 2,499 of them.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 98% of 57.

The typical cash-out refinance here is $135K, 13% smaller than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 31% approved of 892Mortgage Research Center, LLC: 32% approved of 185Lakeview Loan Servicing, LLC: 41% approved of 195Carrington Mortgage Services, LLC: 41% approved of 307New Day Financial, LLC: 42% approved of 226American Financing Corporation: 45% approved of 121Spring Eq, LLC: 49% approved of 68Newrez LLC: 57% approved of 399New American Funding, LLC: 57% approved of 126Credit Union of America: 57% approved of 89Wells Fargo Bank, National Association: 58% approved of 192BMO Bank National Association: 61% approved of 133Quantum Credit Union: 63% approved of 62Azura Credit Union: 64% approved of 172Primelending, A Plainscapital Company: 65% approved of 54Loandepot.Com, LLC: 66% approved of 468Lower, LLC: 68% approved of 37Nbkc Bank: 68% approved of 81Commerce Bank: 68% approved of 73Quorum Federal Credit Union: 69% approved of 49Heartland Credit Union: 69% approved of 36USAA Federal Savings Bank: 70% approved of 40Pennymac Loan Services, LLC: 70% approved of 357United Wholesale Mortgage, LLC: 70% approved of 474GoodLeap, LLC: 71% approved of 210Freedom Mortgage Corporation: 72% approved of 450Flagstar Bank, National Association: 73% approved of 186Bell Bank: 74% approved of 34Sierra Pacific Mortgage Company, Inc.: 74% approved of 43Capitol Federal Savings Bank: 75% approved of 197Navy Federal Credit Union: 75% approved of 93Communityamerica Federal Credit Union: 75% approved of 232Onity Mortgage Corporation: 76% approved of 45The Federal Savings Bank: 76% approved of 75Bank of America, National Association: 77% approved of 43Mainstreet Federal Credit Union: 77% approved of 57Mutual of Omaha Mortgage, Inc.: 78% approved of 129Planet Home Lending, LLC: 79% approved of 38Fidelity Bank, National Association: 80% approved of 74Nationstar Mortgage LLC: 80% approved of 383Arvest Bank: 80% approved of 60U.S. Bank National Association: 80% approved of 188Envista Federal Credit Union: 81% approved of 595CoreFirst Bank & Trust: 81% approved of 215Wichita Federal Credit Union: 82% approved of 275Sofi Bank, N.A.tional Association: 82% approved of 44Rocket Mortgage, LLC: 82% approved of 3,131JPMorgan Chase Bank, National Association: 83% approved of 75MERITRUST Federal Credit Union: 83% approved of 828Leaderone Financial Corporation: 84% approved of 44The Central Trust Bank: 86% approved of 77Meritrust Credit Union: 88% approved of 136Guild Mortgage Company LLC: 88% approved of 112Mid American Credit Union: 88% approved of 52Fairway Independent Mortgage Corporation: 89% approved of 127Jlb Corporation: 93% approved of 95Flat Branch Mortgage, Inc.: 94% approved of 35Mid-America Bank: 98% approved of 49First State Bank of St. Charles, Missouri: 98% approved of 57Coastal Community Bank: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kansas

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%2,563 / 3,13198%$135K2,499
2Amerisave Mortgage Corporation31%273 / 89298%$105K267
3MERITRUST Federal Credit Union83%685 / 82899%$45K678
4Envista Federal Credit Union81%482 / 59580%$55K385
5United Wholesale Mortgage, LLCBroker only70%332 / 47495%$205K316

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 340 more lenders.

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Other lending data for Kansas

Mortgage lenders in KansasHome improvement loans in KansasRefinance in KansasInvestment property purchase in KansasInvestment cash-out refinance in KansasInvestment refinance in KansasInvestment home improvement in Kansas

Counties in Kansas

Johnson CountyCountySedgwick CountyCountyShawnee CountyCountyWyandotte CountyCountyDouglas CountyCounty