Investment property improvement lenders in Barnstable County, Massachusetts
Fat Boy Data analyzed investment home improvement loan activity in Barnstable County, Massachusetts, home to Barnstable Town, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,013 applications were decided by 111 lenders between 2023 and 2025.
Barnstable County at a glance
How Barnstable County compares
What the data shows
The Cape Cod Five Cents Savings Bank made the most investment home improvement loans in Barnstable County, MA, 236 of them.
That is 36% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
The Cape Cod Five Cents Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 81% of 297.
Lenders approved 67.7% of investment home improvement loan applications in Barnstable County, MA, 10.1 percentage points above the Massachusetts rate of 57.6%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property improvement lenders in Barnstable County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Cape Cod Five Cents Savings Bank | 81% | 241 / 297 | 98% | $205K | 236 |
| 2 | Citizens Bank, National Association | 54% | 71 / 132 | 100% | $245K | 71 |
| 3 | Rockland Trust Company | 47% | 36 / 76 | 94% | $255K | 34 |
| 4 | Bank of America, National Association | 44% | 32 / 73 | 97% | $245K | 31 |
| 5 | TD Bank, National Association | 53% | 29 / 55 | 97% | $235K | 28 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 106 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Barnstable County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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