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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mississippi

Fat Boy Data analyzed cash-out refinance activity in Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,138 applications were decided by 250 lenders between 2023 and 2025.

Mississippi at a glance

250Active lenders55 with 20+ decisions
59.4%Market approval rate6,611 of 11,138 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,270 loans funded

How Mississippi compares

Approval rate compared
Mississippi59.4%All 616 counties68.2%
Typical loan compared
Mississippi$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mississippi, 1,910 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mega Capital Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 59.4% of cash-out refinance applications in Mississippi, 8.9 percentage points below the the United States rate of 68.2%.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 297One lender: 21% approved of 34Amerisave Mortgage Corporation: 23% approved of 917One lender: 28% approved of 145One lender: 35% approved of 84One lender: 35% approved of 20One lender: 40% approved of 375One lender: 42% approved of 24New Day Financial, LLC: 42% approved of 446One lender: 42% approved of 33One lender: 43% approved of 312One lender: 47% approved of 136One lender: 53% approved of 233Keesler: 54% approved of 1,126One lender: 55% approved of 22Loandepot.Com, LLC: 55% approved of 400One lender: 55% approved of 179One lender: 56% approved of 25One lender: 57% approved of 132One lender: 60% approved of 25One lender: 60% approved of 123One lender: 62% approved of 34One lender: 62% approved of 76One lender: 63% approved of 135One lender: 63% approved of 27One lender: 65% approved of 26One lender: 68% approved of 379One lender: 70% approved of 282One lender: 70% approved of 27One lender: 71% approved of 140One lender: 71% approved of 38One lender: 72% approved of 253One lender: 73% approved of 26One lender: 74% approved of 116One lender: 75% approved of 36One lender: 75% approved of 24One lender: 75% approved of 390Rocket Mortgage, LLC: 76% approved of 2,621One lender: 76% approved of 62One lender: 78% approved of 37One lender: 80% approved of 71One lender: 81% approved of 47One lender: 81% approved of 21One lender: 81% approved of 37One lender: 82% approved of 33One lender: 83% approved of 23One lender: 84% approved of 37One lender: 85% approved of 39One lender: 85% approved of 61One lender: 89% approved of 28One lender: 90% approved of 21One lender: 91% approved of 32One lender: 97% approved of 39One lender: 100% approved of 26One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Mississippi

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%1,980 / 2,62196%$155K1,910
2Keesler54%611 / 1,12699%$65K607
3Amerisave Mortgage Corporation23%210 / 91797%$105K203
4New Day Financial, LLC42%189 / 44686%$225K163
5Loandepot.Com, LLC55%221 / 40096%$185K213

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 245 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Mississippi. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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