HomeMississippiDeSoto CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in DeSoto County, Mississippi

Fat Boy Data analyzed cash-out refinance activity in DeSoto County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,964 applications were decided by 146 lenders between 2023 and 2025.

DeSoto County at a glance

146Active lenders24 with 20+ decisions
64.7%Market approval rate1,917 of 2,964 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,822 loans funded

How DeSoto County compares

Approval rate compared
DeSoto County64.7%Mississippi59.4%All 616 counties68.2%
Typical loan compared
DeSoto County$165KMississippi$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in DeSoto County, MS, 636 of them.

That is 35% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 22.

Lenders approved 64.7% of cash-out refinance applications in DeSoto County, MS, 5.3 percentage points above the Mississippi rate of 59.4%.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 59Amerisave Mortgage Corporation: 30% approved of 240Lakeview Loan Servicing, LLC: 36% approved of 56Newrez LLC: 36% approved of 75New Day Financial, LLC: 40% approved of 91Carrington Mortgage Services, LLC: 43% approved of 148Wells Fargo Bank, National Association: 46% approved of 39Navy Federal Credit Union: 50% approved of 44Cadence Bank: 58% approved of 26Village Capital & Investment LLC: 58% approved of 26New American Funding, LLC: 58% approved of 36Loandepot.Com, LLC: 60% approved of 111Regions Bank: 67% approved of 66Pennymac Loan Services, LLC: 67% approved of 128Mutual of Omaha Mortgage, Inc.: 69% approved of 42Memphis City Employees Credit Union: 71% approved of 38Freedom Mortgage Corporation: 74% approved of 126Nationstar Mortgage LLC: 76% approved of 79United Wholesale Mortgage, LLC: 78% approved of 125Rocket Mortgage, LLC: 80% approved of 820Trustmark Bank: 82% approved of 22The Federal Savings Bank: 83% approved of 36Flagstar Bank, National Association: 86% approved of 21Crosscountry Mortgage, LLC: 86% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in DeSoto County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%658 / 82097%$155K636
2Amerisave Mortgage Corporation30%71 / 24094%$75K67
3Carrington Mortgage Services, LLC43%63 / 14887%$165K55
4Pennymac Loan Services, LLC67%86 / 12898%$175K84
5Freedom Mortgage Corporation74%93 / 12699%$225K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 141 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in DeSoto County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for DeSoto County

Nearby markets