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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Missouri

Fat Boy Data analyzed cash-out refinance activity in Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 30,566 applications were decided by 412 lenders between 2023 and 2025.

Missouri at a glance

412Active lenders127 with 20+ decisions
70.6%Market approval rate21,579 of 30,566 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up20,666 loans funded

How Missouri compares

Approval rate compared
Missouri70.6%All 616 counties68.2%
Typical loan compared
Missouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Missouri, 4,846 of them.

Alliance Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 105.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 26% approved of 552Amerisave Mortgage Corporation: 28% approved of 2,165American Financing Corporation: 36% approved of 236Lakeview Loan Servicing, LLC: 42% approved of 447New Day Financial, LLC: 43% approved of 578Carrington Mortgage Services, LLC: 47% approved of 831Spring Eq, LLC: 51% approved of 100Village Capital & Investment LLC: 54% approved of 135Commerce Bank: 54% approved of 181Newrez LLC: 56% approved of 1,016Wells Fargo Bank, National Association: 59% approved of 338Loandepot.Com, LLC: 61% approved of 978Navy Federal Credit Union: 62% approved of 200Prosperity Home Mortgage, LLC: 64% approved of 129Lower, LLC: 65% approved of 89New American Funding, LLC: 65% approved of 575First Community: 68% approved of 335Mazuma Credit Union: 68% approved of 123BMO Bank National Association: 69% approved of 193Regions Bank: 69% approved of 84Mutual of Omaha Mortgage, Inc.: 69% approved of 448Bank of America, National Association: 70% approved of 91Freedom Mortgage Corporation: 71% approved of 1,044Pennymac Loan Services, LLC: 72% approved of 816Onity Mortgage Corporation: 72% approved of 131Leaderone Financial Corporation: 73% approved of 108Quorum Federal Credit Union: 74% approved of 111GoodLeap, LLC: 75% approved of 519The Federal Savings Bank: 75% approved of 228JPMorgan Chase Bank, National Association: 76% approved of 176Nbkc Bank: 77% approved of 86Flagstar Bank, National Association: 77% approved of 260Planet Home Lending, LLC: 77% approved of 75Great Southern Bank: 78% approved of 125Together Credit Union: 78% approved of 85Arvest Bank: 78% approved of 238Communityamerica Federal Credit Union: 79% approved of 518U.S. Bank National Association: 79% approved of 610Primelending, A Plainscapital Company: 79% approved of 102Rocket Mortgage, LLC: 81% approved of 6,132TELCOMM Credit Union: 83% approved of 168Nationstar Mortgage LLC: 83% approved of 859United Wholesale Mortgage, LLC: 85% approved of 842Top Flite Financial, Inc.: 86% approved of 141Fairway Independent Mortgage Corporation: 86% approved of 160Gershman Investment Corp.: 87% approved of 100The Central Trust Bank: 88% approved of 574Cardinal Financial Company, Limited Partnership: 88% approved of 78Crosscountry Mortgage, LLC: 90% approved of 96Das Acquisition Company, LLC: 90% approved of 245Multipli Federal Credit Union: 90% approved of 186Arsenal Credit Union: 93% approved of 152Guild Mortgage Company LLC: 94% approved of 452First State Bank of St. Charles, Missouri: 94% approved of 116Jlb Corporation: 95% approved of 647American Financial Network, Inc.: 96% approved of 70Geneva Financial, LLC: 96% approved of 79Community Mortgage, LLC: 97% approved of 90Flat Branch Mortgage, Inc.: 99% approved of 382Alliance Credit Union: 100% approved of 105

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Missouri

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%4,991 / 6,13297%$135K4,846
2Amerisave Mortgage Corporation28%613 / 2,16597%$95K594
3Freedom Mortgage Corporation71%739 / 1,04496%$195K711
4Newrez LLC56%565 / 1,01699%$115K557
5Loandepot.Com, LLC61%600 / 97898%$185K588

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 407 more lenders.

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Other lending data for Missouri

Mortgage lenders in MissouriHome improvement loans in MissouriRefinance in MissouriInvestment property purchase in MissouriInvestment cash-out refinance in MissouriInvestment refinance in MissouriInvestment home improvement in Missouri

Counties in Missouri

St. Louis CountyCountyJackson CountyCountySt. Charles CountyCountyGreene CountyCountySt. Louis cityCountyClay CountyCountyJefferson CountyCountyBoone CountyCountyJasper CountyCountyCass CountyCountyPlatte CountyCountyFranklin CountyCounty