Home improvement loan lenders in Flathead County, Montana
Fat Boy Data analyzed home improvement loan activity in Flathead County, Montana, home to Kalispell, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 707 applications were decided by 51 lenders between 2023 and 2025.
Flathead County at a glance
How Flathead County compares
What the data shows
Glacier Bank made the most home improvement loans in Flathead County, MT, 162 of them.
That is 37% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Stockman Bank of Montana approved the highest share of applications among lenders with at least 20 decisions here, 80% of 35.
Lenders approved 64.6% of home improvement loan applications in Flathead County, MT, 7.6 percentage points below the Montana rate of 72.2%.
The typical home improvement loan here is $105K, 40% larger than the Montana typical of $75K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Flathead County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | 71% | 162 / 229 | 100% | $105K | 162 |
| 2 | First Interstate Bank | 66% | 102 / 154 | 95% | $85K | 97 |
| 3 | Stockman Bank of Montana | 80% | 28 / 35 | 100% | $75K | 28 |
| 4 | U.S. Bank National Association | 66% | 23 / 35 | 96% | $75K | 22 |
| 5 | Bank of America, National Association | 55% | 17 / 31 | 94% | $155K | 16 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 46 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Flathead County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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