Investment property cash-out lenders in Bergen County, New Jersey
Fat Boy Data analyzed investment cash-out refinance activity in Bergen County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 848 applications were decided by 152 lenders between 2023 and 2025.
Bergen County at a glance
How Bergen County compares
What the data shows
Logan Finance Corporation made the most investment cash-out refinances in Bergen County, NJ, 26 of them.
Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.
The typical investment cash-out refinance here is $455K, 40% larger than the New Jersey typical of $325K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property cash-out lenders in Bergen County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 63% | 39 / 62 | 100% | $355K | 39 |
| 2 | Rocket Mortgage, LLC | 73% | 24 / 33 | 96% | $425K | 23 |
| 3 | Logan Finance Corporation | 93% | 26 / 28 | 100% | $495K | 26 |
| 4 | Guaranteed Rate, Inc. | 81% | 21 / 26 | 90% | $455K | 19 |
| 5 | Emporium Tpo LLC | 77% | 20 / 26 | 85% | $615K | 17 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 147 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Bergen County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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