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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Onondaga County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Onondaga County, New York, home to Syracuse, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 425 applications were decided by 72 lenders between 2023 and 2025.

Onondaga County at a glance

72Active lenders5 with 20+ decisions
74.8%Market approval rate318 of 425 decided
$145KTypical loanmedian lender, $10K brackets
92%Borrower take-up291 loans funded

How Onondaga County compares

Approval rate compared
Onondaga County74.8%New York76.5%All 616 counties73.1%
Typical loan compared
Onondaga County$145KNew York$425KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Onondaga County, NY, 34 of them.

Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

The typical investment cash-out refinance here is $145K, 66% smaller than the New York typical of $425K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Empower Federal Credit Union: 48% approved of 21Lendingone, LLC: 52% approved of 27AMERICU Credit Union: 82% approved of 22Loan Funder LLC: 100% approved of 35Seneca Savings Bank, National Association: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Onondaga County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC100%35 / 3597%$125K34
2Lendingone, LLC52%14 / 27100%$125K14
3Seneca Savings Bank, National Association100%25 / 2596%$165K24
4AMERICU Credit Union82%18 / 22100%$155K18
5Empower Federal Credit Union48%10 / 21100%$155K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 67 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Onondaga County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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