Investment property improvement lenders in Cabarrus County, North Carolina
Fat Boy Data analyzed investment home improvement loan activity in Cabarrus County, North Carolina, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 128 applications were decided by 40 lenders between 2023 and 2025.
Cabarrus County at a glance
How Cabarrus County compares
What the data shows
State Employees' made the most investment home improvement loans in Cabarrus County, NC, 21 of them.
That is 33% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 68% of 31.
The typical investment home improvement loan here is $65K, 13% smaller than the North Carolina typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Cabarrus County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | State Employees' | 68% | 21 / 31 | 100% | $65K | 21 |
| 2 | Figure Lending LLCLimited sample | 70% | 7 / 10 | 43% | $65K | 3 |
| 3 | Navy Federal Credit UnionLimited sample | 22% | 2 / 9 | 100% | $85K | 2 |
| 4 | Fifth Third Bank, National AssociationLimited sample | 29% | 2 / 7 | 100% | $55K | 2 |
| 5 | Pinnacle BankLimited sample | 40% | 2 / 5 | 100% | $105K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 35 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Cabarrus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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