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investment property lenders · HMDA 2023–2025

Investment property lenders in Cabarrus County, North Carolina

Fat Boy Data analyzed investment property mortgage activity in Cabarrus County, North Carolina, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,270 applications were decided by 181 lenders between 2023 and 2025.

Cabarrus County at a glance

181Active lenders11 with 20+ decisions
91.3%Market approval rate1,159 of 1,270 decided
$255KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,121 loans funded

How Cabarrus County compares

Approval rate compared
Cabarrus County91.3%North Carolina89.3%All 616 counties87.5%
Typical loan compared
Cabarrus County$255KNorth Carolina$255KAll 616 counties$255K

What the data shows

Loandepot.Com, LLC made the most investment property mortgages in Cabarrus County, NC, 161 of them.

M/I Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 113.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 83% approved of 35One lender: 84% approved of 44One lender: 92% approved of 25Pulte Mortgage LLC: 92% approved of 77United Wholesale Mortgage, LLC: 93% approved of 61Kiavi Funding, Inc.: 95% approved of 73One lender: 96% approved of 28Loandepot.Com, LLC: 99% approved of 163M/I Financial, LLC: 100% approved of 113One lender: 100% approved of 45One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Cabarrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loandepot.Com, LLC99%161 / 163100%$235K161
2M/I Financial, LLC100%113 / 11388%$275K99
3Pulte Mortgage LLC92%71 / 77100%$285K71
4Kiavi Funding, Inc.95%69 / 7399%$205K68
5United Wholesale Mortgage, LLCBroker only93%57 / 6198%$255K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 176 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Cabarrus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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