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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cabarrus County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Cabarrus County, North Carolina, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,521 applications were decided by 211 lenders between 2023 and 2025.

Cabarrus County at a glance

211Active lenders30 with 20+ decisions
70.2%Market approval rate2,473 of 3,521 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,342 loans funded

How Cabarrus County compares

Approval rate compared
Cabarrus County70.2%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Cabarrus County$195KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cabarrus County, NC, 796 of them.

That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 51.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 48One lender: 24% approved of 38One lender: 28% approved of 58Amerisave Mortgage Corporation: 34% approved of 229One lender: 38% approved of 32One lender: 41% approved of 27One lender: 44% approved of 25One lender: 48% approved of 46One lender: 51% approved of 77One lender: 53% approved of 72One lender: 54% approved of 28One lender: 55% approved of 29One lender: 57% approved of 98One lender: 58% approved of 24Loandepot.Com, LLC: 65% approved of 142State Employees': 66% approved of 131One lender: 69% approved of 51One lender: 69% approved of 36One lender: 73% approved of 26One lender: 74% approved of 77One lender: 75% approved of 79One lender: 78% approved of 37One lender: 79% approved of 53One lender: 81% approved of 36United Wholesale Mortgage, LLC: 82% approved of 276Rocket Mortgage, LLC: 83% approved of 987One lender: 96% approved of 23One lender: 96% approved of 49One lender: 98% approved of 51One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cabarrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%816 / 98798%$145K796
2United Wholesale Mortgage, LLCBroker only82%227 / 27699%$245K224
3Amerisave Mortgage Corporation34%79 / 22999%$125K78
4Loandepot.Com, LLC65%93 / 14298%$215K91
5State Employees'66%87 / 13198%$235K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 206 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cabarrus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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