Investment property cash-out lenders in Cleveland County, North Carolina
Fat Boy Data analyzed investment cash-out refinance activity in Cleveland County, North Carolina, home to Shelby, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 150 applications were decided by 49 lenders between 2023 and 2025.
Cleveland County at a glance
How Cleveland County compares
What the data shows
Lendingone, LLC made the most investment cash-out refinances in Cleveland County, NC, 11 of them.
Lenders approved 78.0% of investment cash-out refinance applications in Cleveland County, NC, 6.2 percentage points above the North Carolina rate of 71.8%.
The typical investment cash-out refinance here is $145K, 26% smaller than the North Carolina typical of $195K.
Investment property cash-out lenders in Cleveland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Lendingone, LLCLimited sample | 79% | 11 / 14 | 100% | $145K | 11 |
| 2 | United Wholesale Mortgage, LLCBroker only | 58% | 7 / 12 | 100% | $125K | 7 |
| 3 | Guaranteed Rate, Inc.Limited sample | 100% | 8 / 8 | 100% | $175K | 8 |
| 4 | Angel Oak Mortgage Solutions LLCLimited sample | 100% | 8 / 8 | 100% | $155K | 8 |
| 5 | Rf Renovo Management Company, LLCLimited sample | 100% | 7 / 7 | 100% | $145K | 7 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 44 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Cleveland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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