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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,540 applications were decided by 420 lenders between 2023 and 2025.

North Carolina at a glance

420Active lenders87 with 20+ decisions
71.8%Market approval rate6,848 of 9,540 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up6,339 loans funded

How North Carolina compares

Approval rate compared
North Carolina71.8%All 616 counties73.1%
Typical loan compared
North Carolina$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in North Carolina, 348 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 231.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 15% approved of 34Mortgage Research Center, LLC: 15% approved of 66Amerisave Mortgage Corporation: 27% approved of 337Navy Federal Credit Union: 32% approved of 60Beeline Loans, Inc.: 35% approved of 49Quorum Federal Credit Union: 39% approved of 46Wells Fargo Bank, National Association: 43% approved of 145Lendingone, LLC: 46% approved of 304Carrington Mortgage Services, LLC: 47% approved of 129Newrez LLC: 50% approved of 211Ice Lender Holdings LLC: 56% approved of 63First-Citizens Bank & Trust Company: 56% approved of 36Homexpress Mortgage Corp.: 56% approved of 269Hometown Equity Mortgage, LLC: 57% approved of 157Loandepot.Com, LLC: 57% approved of 114State Employees': 60% approved of 359Plaza Home Mortgage, Inc.: 63% approved of 41Deephaven Mortgage LLC: 65% approved of 93Bank of America, National Association: 65% approved of 40New American Funding, LLC: 66% approved of 62Pennymac Loan Services, LLC: 68% approved of 145Nationstar Mortgage LLC: 68% approved of 92United Wholesale Mortgage, LLC: 70% approved of 718Champions Funding, LLC: 71% approved of 125Truist Bank: 73% approved of 62Abl Rpc Residential Credit Acquisition LLC: 73% approved of 48JPMorgan Chase Bank, National Association: 74% approved of 34Ocmbc, Inc.: 74% approved of 122Rocket Mortgage, LLC: 75% approved of 482Angel Oak Mortgage Solutions LLC: 77% approved of 99A&D Mortgage LLC: 78% approved of 81American Financial Network, Inc.: 80% approved of 41Ameritrust Mortgage Corporation: 82% approved of 33Guild Mortgage Company LLC: 83% approved of 35Guaranteed Rate, Inc.: 83% approved of 72Loan Funder LLC: 83% approved of 199Lima One Capital, LLC: 84% approved of 166The Loan Store, Inc.: 85% approved of 85COASTAL Federal Credit Union: 85% approved of 34Northpointe Bank: 85% approved of 48Cmg Mortgage, Inc.: 86% approved of 43Union Home Mortgage Corp.: 86% approved of 36Nexera Holding LLC: 86% approved of 66The Fidelity Bank: 89% approved of 44Amwest Funding Corp.: 89% approved of 80Atlantic Bay Mortgage Group, L.L.C.: 89% approved of 56Crosscountry Mortgage, LLC: 89% approved of 47Constructive Loans, LLC: 90% approved of 40Movement Mortgage, LLC: 90% approved of 201American Heritage Lending, LLC: 92% approved of 243Temple View Capital Funding, Lp: 92% approved of 37Bpl Mortgage, LLC: 93% approved of 305Citadel Servicing Corporation: 94% approved of 153North State Bank: 94% approved of 36Reliance First Capital, LLC: 96% approved of 79Emporium Tpo LLC: 96% approved of 55Churchill Funding I LLC: 98% approved of 44Rf Renovo Management Company, LLC: 100% approved of 231Velocity Commercial Capital, LLC: 100% approved of 176Dominion Financial Services, LLC: 100% approved of 150

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in North Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%505 / 71898%$195K495
2Rocket Mortgage, LLC75%362 / 48296%$165K348
3State Employees'60%215 / 35999%$205K212
4Amerisave Mortgage Corporation27%90 / 33799%$125K89
5Bpl Mortgage, LLC93%283 / 30590%$135K256

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 415 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in North Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for North Carolina

Mortgage lenders in North CarolinaHome improvement loans in North CarolinaCash-out refinance in North CarolinaRefinance in North CarolinaInvestment property purchase in North CarolinaInvestment refinance in North CarolinaInvestment home improvement in North Carolina

Counties in North Carolina

Wake CountyCountyMecklenburg CountyCountyGuilford CountyCountyForsyth CountyCountyCumberland CountyCountyDurham CountyCountyBuncombe CountyCountyUnion CountyCountyGaston CountyCountyCabarrus CountyCountyNew Hanover CountyCountyJohnston CountyCounty