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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,540 applications were decided by 420 lenders between 2023 and 2025.

North Carolina at a glance

420Active lenders87 with 20+ decisions
71.8%Market approval rate6,848 of 9,540 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up6,339 loans funded

How North Carolina compares

Approval rate compared
North Carolina71.8%All 616 counties73.1%
Typical loan compared
North Carolina$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in North Carolina, 348 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 231.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 34One lender: 15% approved of 66Amerisave Mortgage Corporation: 27% approved of 337One lender: 32% approved of 60One lender: 35% approved of 49One lender: 39% approved of 46One lender: 43% approved of 145One lender: 46% approved of 304One lender: 47% approved of 129One lender: 50% approved of 211One lender: 56% approved of 63One lender: 56% approved of 36One lender: 56% approved of 269One lender: 57% approved of 157One lender: 57% approved of 114State Employees': 60% approved of 359One lender: 63% approved of 41One lender: 65% approved of 93One lender: 65% approved of 40One lender: 66% approved of 62One lender: 68% approved of 145One lender: 68% approved of 92United Wholesale Mortgage, LLC: 70% approved of 718One lender: 71% approved of 125One lender: 73% approved of 62One lender: 73% approved of 48One lender: 74% approved of 34One lender: 74% approved of 122Rocket Mortgage, LLC: 75% approved of 482One lender: 77% approved of 99One lender: 78% approved of 81One lender: 80% approved of 41One lender: 82% approved of 33One lender: 83% approved of 35One lender: 83% approved of 72One lender: 83% approved of 199One lender: 84% approved of 166One lender: 85% approved of 85One lender: 85% approved of 34One lender: 85% approved of 48One lender: 86% approved of 43One lender: 86% approved of 36One lender: 86% approved of 66One lender: 89% approved of 44One lender: 89% approved of 80One lender: 89% approved of 56One lender: 89% approved of 47One lender: 90% approved of 40One lender: 90% approved of 201One lender: 92% approved of 243One lender: 92% approved of 37Bpl Mortgage, LLC: 93% approved of 305One lender: 94% approved of 153One lender: 94% approved of 36One lender: 96% approved of 79One lender: 96% approved of 55One lender: 98% approved of 44One lender: 100% approved of 231One lender: 100% approved of 176One lender: 100% approved of 150

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in North Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%505 / 71898%$195K495
2Rocket Mortgage, LLC75%362 / 48296%$165K348
3State Employees'60%215 / 35999%$205K212
4Amerisave Mortgage Corporation27%90 / 33799%$125K89
5Bpl Mortgage, LLC93%283 / 30590%$135K256

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 415 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in North Carolina. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in North Carolina

Lendingone, LLCHomexpress Mortgage Corp.American Heritage Lending, LLCRf Renovo Management Company, LLCNewrez LLCMovement Mortgage, LLCLoan Funder LLCVelocity Commercial Capital, LLCLima One Capital, LLCHometown Equity Mortgage, LLCCitadel Servicing CorporationDominion Financial Services, LLCWells Fargo Bank, National AssociationPennymac Loan Services, LLCCarrington Mortgage Services, LLCChampions Funding, LLCOcmbc, Inc.Loandepot.Com, LLCAngel Oak Mortgage Solutions LLCDeephaven Mortgage LLCNationstar Mortgage LLCThe Loan Store, Inc.A&D Mortgage LLCAmwest Funding Corp.Reliance First Capital, LLCGuaranteed Rate, Inc.Nexera Holding LLCMortgage Research Center, LLCIce Lender Holdings LLCTruist Bank

Other lending data for North Carolina

Mortgage lenders in North CarolinaHome improvement loans in North CarolinaCash-out refinance in North CarolinaRefinance in North CarolinaInvestment property purchase in North CarolinaInvestment refinance in North CarolinaInvestment home improvement in North Carolina

Counties in North Carolina

Wake CountyCountyMecklenburg CountyCountyGuilford CountyCountyForsyth CountyCountyCumberland CountyCountyDurham CountyCountyBuncombe CountyCountyUnion CountyCountyGaston CountyCountyCabarrus CountyCountyNew Hanover CountyCountyJohnston CountyCounty