Investment property refinance lenders in Cleveland County, North Carolina
Fat Boy Data analyzed investment property refinance activity in Cleveland County, North Carolina, home to Shelby, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 85 applications were decided by 42 lenders between 2023 and 2025.
Cleveland County at a glance
How Cleveland County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Cleveland County, NC, 10 of them.
The typical investment property refinance here is $135K, 31% smaller than the North Carolina typical of $195K.
Investment property refinance lenders in Cleveland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc.Limited sample | 83% | 10 / 12 | 100% | $215K | 10 |
| 2 | State Employees'Limited sample | 80% | 8 / 10 | 100% | $105K | 8 |
| 3 | The Fidelity BankLimited sample | 100% | 4 / 4 | 100% | $95K | 4 |
| 4 | First-Citizens Bank & Trust CompanyLimited sample | 100% | 4 / 4 | 50% | $95K | 2 |
| 5 | Temple View Capital Funding, LpLimited sample | 100% | 4 / 4 | 100% | $355K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 37 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Cleveland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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