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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Cumberland County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Cumberland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 597 applications were decided by 109 lenders between 2023 and 2025.

Cumberland County at a glance

109Active lenders5 with 20+ decisions
75.0%Market approval rate448 of 597 decided
$135KTypical loanmedian lender, $10K brackets
90%Borrower take-up405 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County75.0%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Cumberland County$135KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Cumberland County, NC, 77 of them.

American Heritage Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

The typical investment property refinance here is $135K, 31% smaller than the North Carolina typical of $195K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%State Employees': 56% approved of 25Lendingone, LLC: 58% approved of 24First-Citizens Bank & Trust Company: 80% approved of 30Kiavi Funding, Inc.: 85% approved of 93American Heritage Lending, LLC: 92% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.85%79 / 9397%$115K77
2First-Citizens Bank & Trust Company80%24 / 3096%$115K23
3State Employees'56%14 / 25100%$65K14
4American Heritage Lending, LLC92%23 / 2578%$155K18
5Lendingone, LLC58%14 / 24100%$125K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 104 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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