HomeNorth CarolinaCumberland CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Cumberland County, North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Cumberland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 799 applications were decided by 132 lenders between 2023 and 2025.

Cumberland County at a glance

132Active lenders14 with 20+ decisions
67.1%Market approval rate536 of 799 decided
$135KTypical loanmedian lender, $10K brackets
92%Borrower take-up492 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County67.1%North Carolina71.8%All 616 counties73.1%
Typical loan compared
Cumberland County$135KNorth Carolina$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Cumberland County, NC, 37 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical investment cash-out refinance here is $135K, 31% smaller than the North Carolina typical of $195K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 26Wells Fargo Bank, National Association: 32% approved of 22Amerisave Mortgage Corporation: 32% approved of 25Carrington Mortgage Services, LLC: 41% approved of 29Homexpress Mortgage Corp.: 48% approved of 27Lendingone, LLC: 51% approved of 43Newrez LLC: 52% approved of 21United Wholesale Mortgage, LLC: 75% approved of 55Movement Mortgage, LLC: 81% approved of 21Rocket Mortgage, LLC: 81% approved of 48Citadel Servicing Corporation: 88% approved of 24Bpl Mortgage, LLC: 90% approved of 29Rf Renovo Management Company, LLC: 100% approved of 26American Heritage Lending, LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%41 / 5598%$135K40
2Rocket Mortgage, LLC81%39 / 4895%$115K37
3Lendingone, LLC51%22 / 43100%$145K22
4Carrington Mortgage Services, LLC41%12 / 2975%$75K9
5Bpl Mortgage, LLC90%26 / 2992%$125K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 127 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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