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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Gaston County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Gaston County, North Carolina, home to Gastonia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 282 applications were decided by 81 lenders between 2023 and 2025.

Gaston County at a glance

81Active lenders2 with 20+ decisions
80.1%Market approval rate226 of 282 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up211 loans funded

How Gaston County compares

Approval rate compared
Gaston County80.1%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Gaston County$165KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Gaston County, NC, 50 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 94% of 54.

The typical investment property refinance here is $165K, 15% smaller than the North Carolina typical of $195K.

Investment property refinance lenders in Gaston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.94%51 / 5498%$165K50
2State Employees'71%17 / 24100%$85K17
3United Wholesale Mortgage, LLCBroker only73%11 / 15100%$155K11
4Lendingone, LLCLimited sample53%8 / 15100%$225K8
5Dominion Financial Services, LLCBroker only100%13 / 1392%$155K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 76 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Gaston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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